Assurant, Inc. (LON:0HIN)

Assurant Statistics

Total Valuation

Assurant has a market cap or net worth of GBP 7.87 billion. The enterprise value is 8.32 billion.

Market Cap	7.87B
Enterprise Value	8.32B

Important Dates

The next estimated earnings date is Tuesday, November 4, 2025.

Earnings Date	Nov 4, 2025
Ex-Dividend Date	Sep 2, 2025

Share Statistics

Current Share Class	50.46M
Shares Outstanding	n/a
Shares Change (YoY)	-2.32%
Shares Change (QoQ)	-0.31%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	50.12M

Valuation Ratios

The trailing PE ratio is 15.05 and the forward PE ratio is 11.07.

PE Ratio	15.05
Forward PE	11.07
PS Ratio	0.88
PB Ratio	1.96
P/TBV Ratio	4.61
P/FCF Ratio	11.14
P/OCF Ratio	9.01
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.01, with an EV/FCF ratio of 11.76.

EV / Earnings	15.89
EV / Sales	0.91
EV / EBITDA	9.01
EV / EBIT	11.41
EV / FCF	11.76

Financial Position

The company has a current ratio of 0.41, with a Debt / Equity ratio of 0.38.

Current Ratio	0.41
Quick Ratio	0.14
Debt / Equity	0.38
Debt / EBITDA	1.67
Debt / FCF	2.15
Interest Coverage	9.22

Financial Efficiency

Return on equity (ROE) is 13.65% and return on invested capital (ROIC) is 8.41%.

Return on Equity (ROE)	13.65%
Return on Assets (ROA)	1.78%
Return on Invested Capital (ROIC)	8.41%
Return on Capital Employed (ROCE)	12.23%
Revenue Per Employee	632,489
Profits Per Employee	36,855
Employee Count	14,200
Asset Turnover	0.36
Inventory Turnover	n/a

Taxes

In the past 12 months, Assurant has paid 114.74 million in taxes.

Income Tax	114.74M
Effective Tax Rate	17.98%

Stock Price Statistics

The stock price has increased by +9.48% in the last 52 weeks. The beta is 0.58, so Assurant's price volatility has been lower than the market average.

Beta (5Y)	0.58
52-Week Price Change	+9.48%
50-Day Moving Average	199.64
200-Day Moving Average	204.79
Relative Strength Index (RSI)	57.63
Average Volume (20 Days)	21

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.87

Income Statement

In the last 12 months, Assurant had revenue of GBP 8.98 billion and earned 523.34 million in profits. Earnings per share was 10.06.

Revenue	8.98B
Gross Profit	921.50M
Operating Income	720.12M
Pretax Income	638.08M
Net Income	523.34M
EBITDA	893.91M
EBIT	720.12M
Earnings Per Share (EPS)	10.06

Balance Sheet

The company has 1.32 billion in cash and 1.52 billion in debt, giving a net cash position of -436.26 million.

Cash & Cash Equivalents	1.32B
Total Debt	1.52B
Net Cash	-436.26M
Net Cash Per Share	n/a
Equity (Book Value)	4.01B
Book Value Per Share	79.42
Working Capital	-11.88B

Cash Flow

In the last 12 months, operating cash flow was 873.84 million and capital expenditures -166.71 million, giving a free cash flow of 707.13 million.

Operating Cash Flow	873.84M
Capital Expenditures	-166.71M
Free Cash Flow	707.13M
FCF Per Share	n/a

Margins

Gross margin is 10.26%, with operating and profit margins of 8.02% and 5.83%.

Gross Margin	10.26%
Operating Margin	8.02%
Pretax Margin	7.10%
Profit Margin	5.83%
EBITDA Margin	9.95%
EBIT Margin	8.02%
FCF Margin	7.87%

Dividends & Yields

This stock pays an annual dividend of 2.46, which amounts to a dividend yield of 1.14%.

Dividend Per Share	2.46
Dividend Yield	1.14%
Dividend Growth (YoY)	8.92%
Years of Dividend Growth	3
Payout Ratio	22.62%
Buyback Yield	2.32%
Shareholder Yield	3.46%
Earnings Yield	6.65%
FCF Yield	8.98%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6