Assurant, Inc. (LON:0HIN)

Assurant Statistics

Total Valuation

Assurant has a market cap or net worth of GBP 7.20 billion. The enterprise value is 7.51 billion.

Market Cap	7.20B
Enterprise Value	7.51B

Important Dates

The next estimated earnings date is Tuesday, August 5, 2025.

Earnings Date	Aug 5, 2025
Ex-Dividend Date	Jun 9, 2025

Share Statistics

Current Share Class	50.70M
Shares Outstanding	n/a
Shares Change (YoY)	-2.39%
Shares Change (QoQ)	-0.66%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	50.36M

Valuation Ratios

The trailing PE ratio is 13.88 and the forward PE ratio is 10.71.

PE Ratio	13.88
Forward PE	10.71
PS Ratio	0.77
PB Ratio	1.78
P/TBV Ratio	4.52
P/FCF Ratio	6.56
P/OCF Ratio	5.67
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.53, with an EV/FCF ratio of 6.84.

EV / Earnings	14.48
EV / Sales	0.84
EV / EBITDA	8.53
EV / EBIT	10.86
EV / FCF	6.84

Financial Position

The company has a current ratio of 0.42, with a Debt / Equity ratio of 0.40.

Current Ratio	0.42
Quick Ratio	0.14
Debt / Equity	0.40
Debt / EBITDA	1.76
Debt / FCF	1.47
Interest Coverage	8.70

Financial Efficiency

Return on equity (ROE) is 13.20% and return on invested capital (ROIC) is 8.12%.

Return on Equity (ROE)	13.20%
Return on Assets (ROA)	1.71%
Return on Invested Capital (ROIC)	8.12%
Return on Capital Employed (ROCE)	11.90%
Revenue Per Employee	657,968
Profits Per Employee	36,541
Employee Count	14,200
Asset Turnover	0.35
Inventory Turnover	n/a

Taxes

In the past 12 months, Assurant has paid 114.32 million in taxes.

Income Tax	114.32M
Effective Tax Rate	18.05%

Stock Price Statistics

The stock price has increased by +11.61% in the last 52 weeks. The beta is 0.60, so Assurant's price volatility has been lower than the market average.

Beta (5Y)	0.60
52-Week Price Change	+11.61%
50-Day Moving Average	197.05
200-Day Moving Average	203.72
Relative Strength Index (RSI)	38.15
Average Volume (20 Days)	14

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	1.44

Income Statement

In the last 12 months, Assurant had revenue of GBP 9.34 billion and earned 518.88 million in profits. Earnings per share was 9.92.

Revenue	9.34B
Gross Profit	932.81M
Operating Income	720.20M
Pretax Income	633.20M
Net Income	518.88M
EBITDA	897.91M
EBIT	720.20M
Earnings Per Share (EPS)	9.92

Balance Sheet

The company has 1.53 billion in cash and 1.61 billion in debt, giving a net cash position of -320.51 million.

Cash & Cash Equivalents	1.53B
Total Debt	1.61B
Net Cash	-320.51M
Net Cash Per Share	n/a
Equity (Book Value)	4.05B
Book Value Per Share	79.72
Working Capital	-12.27B

Cash Flow

In the last 12 months, operating cash flow was 1.27 billion and capital expenditures -173.30 million, giving a free cash flow of 1.10 billion.

Operating Cash Flow	1.27B
Capital Expenditures	-173.30M
Free Cash Flow	1.10B
FCF Per Share	n/a

Margins

Gross margin is 9.98%, with operating and profit margins of 7.71% and 5.55%.

Gross Margin	9.98%
Operating Margin	7.71%
Pretax Margin	6.78%
Profit Margin	5.55%
EBITDA Margin	9.61%
EBIT Margin	7.71%
FCF Margin	11.75%

Dividends & Yields

This stock pays an annual dividend of 2.41, which amounts to a dividend yield of 1.28%.

Dividend Per Share	2.41
Dividend Yield	1.28%
Dividend Growth (YoY)	6.48%
Years of Dividend Growth	3
Payout Ratio	23.78%
Buyback Yield	2.39%
Shareholder Yield	3.67%
Earnings Yield	7.20%
FCF Yield	15.24%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	7