Assurant Statistics

Total Valuation

Assurant has a market cap or net worth of GBP 8.88 billion. The enterprise value is 9.10 billion.

Market Cap	8.88B
Enterprise Value	9.10B

Important Dates

The next estimated earnings date is Tuesday, February 4, 2025.

Earnings Date	Feb 4, 2025
Ex-Dividend Date	Feb 3, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-1.61%
Shares Change (QoQ)	-0.48%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	50.98M

Valuation Ratios

The trailing PE ratio is 16.05.

PE Ratio	16.05
Forward PE	n/a
PS Ratio	n/a
PB Ratio	n/a
P/TBV Ratio	5.71
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.96, with an EV/FCF ratio of 8.80.

EV / Earnings	16.44
EV / Sales	0.96
EV / EBITDA	8.96
EV / EBIT	11.01
EV / FCF	8.80

Financial Position

The company has a current ratio of 0.43, with a Debt / Equity ratio of 0.40.

Current Ratio	0.43
Quick Ratio	0.14
Debt / Equity	0.40
Debt / EBITDA	1.65
Debt / FCF	1.50
Interest Coverage	9.60

Financial Efficiency

Return on equity (ROE) is 15.21% and return on invested capital (ROIC) is 9.23%.

Return on Equity (ROE)	15.21%
Return on Assets (ROA)	1.87%
Return on Invested Capital (ROIC)	9.23%
Return on Capital Employed (ROCE)	12.86%
Revenue Per Employee	644,927
Profits Per Employee	40,673
Employee Count	13,600
Asset Turnover	0.34
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +27.66% in the last 52 weeks. The beta is 0.57, so Assurant's price volatility has been lower than the market average.

Beta (5Y)	0.57
52-Week Price Change	+27.66%
50-Day Moving Average	215.90
200-Day Moving Average	190.73
Relative Strength Index (RSI)	58.05
Average Volume (20 Days)	120

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.23

Income Statement

In the last 12 months, Assurant had revenue of GBP 8.77 billion and earned 553.16 million in profits. Earnings per share was 10.45.

Revenue	8.77B
Gross Profit	936.80M
Operating Income	766.32M
Pretax Income	674.40M
Net Income	553.16M
EBITDA	926.58M
EBIT	766.32M
Earnings Per Share (EPS)	10.45

Full Income Statement

Balance Sheet

The company has 1.60 billion in cash and 1.55 billion in debt, giving a net cash position of -200.78 million.

Cash & Cash Equivalents	1.60B
Total Debt	1.55B
Net Cash	-200.78M
Net Cash Per Share	n/a
Equity (Book Value)	3.92B
Book Value Per Share	76.32
Working Capital	-11.69B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.19 billion and capital expenditures -154.89 million, giving a free cash flow of 1.03 billion.

Operating Cash Flow	1.19B
Capital Expenditures	-154.89M
Free Cash Flow	1.03B
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 10.68%, with operating and profit margins of 8.74% and 6.31%.

Gross Margin	10.68%
Operating Margin	8.74%
Pretax Margin	7.69%
Profit Margin	6.31%
EBITDA Margin	10.56%
EBIT Margin	8.74%
FCF Margin	11.78%

Dividends & Yields

This stock pays an annual dividend of 2.38, which amounts to a dividend yield of 1.09%.

Dividend Per Share	2.38
Dividend Yield	1.09%
Dividend Growth (YoY)	5.28%
Years of Dividend Growth	3
Payout Ratio	20.68%
Buyback Yield	1.61%
Shareholder Yield	2.70%
Earnings Yield	6.23%
FCF Yield	11.64%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	n/a