LON:0HLQ Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	4,530	3,302	2,556	3,759
Depreciation & Amortization	-	1,803	1,887	1,778	1,867
Gain (Loss) on Sale of Investments	-	85	68	443	-5
Total Asset Writedown	-	-	-	680	-
Provision for Credit Losses	-	70	119	39	-231
Change in Trading Asset Securities	-	-5,639	436	7,015	-1,898
Change in Other Net Operating Assets	-	188	489	2,381	-905
Other Operating Activities	-	-337	-387	163	263
Operating Cash Flow	-	687	5,912	15,068	2,838
Operating Cash Flow Growth	-	-88.38%	-60.77%	430.94%	-43.67%
Capital Expenditures	-	-1,469	-1,220	-1,346	-1,215
Sale of Property, Plant and Equipment	-	-	-	-	34
Cash Acquisitions	-	-	-	-	-170
Investment in Securities	-	-9,438	19,496	7,263	-5,012
Divestitures	-	-	-	-	8
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-4,888	-801	1,423	-11,349
Other Investing Activities	-	6,316	-23,285	12,534	37,376
Investing Cash Flow	-	-9,479	-5,810	19,874	19,672
Short-Term Debt Issued	-	1,979	2,148	790	546
Long-Term Debt Issued	-	5,737	6,560	9,929	5,583
Total Debt Issued	-	7,716	8,708	10,719	6,129
Short-Term Debt Repaid	-	-481	-5,030	-1,488	-
Long-Term Debt Repaid	-	-6,205	-6,059	-4,344	-4,650
Total Debt Repaid	-	-6,686	-11,089	-5,832	-4,650
Net Debt Issued (Repaid)	-	1,030	-2,381	4,887	1,479
Issuance of Common Stock	-	17	16	23	63
Repurchase of Common Stock	-	-3,064	-2,604	-124	-4,567
Preferred Stock Issued	-	-	-	-	1,287
Preferred Share Repurchases	-	-	-500	-	-1,000
Common Dividends Paid	-	-1,348	-1,262	-1,165	-1,126
Preferred Dividends Paid	-	-194	-225	-211	-197
Total Dividends Paid	-	-1,542	-1,487	-1,376	-1,323
Net Increase (Decrease) in Deposit Accounts	-	9,895	3,456	-37,009	-17,896
Other Financing Activities	-	2	-19	-55	-5
Financing Cash Flow	-	6,338	-3,519	-33,654	-21,962
Foreign Exchange Rate Adjustments	-	-311	230	358	-84
Net Cash Flow	-	-2,765	-3,187	1,646	464
Free Cash Flow	-	-782	4,692	13,722	1,623
Free Cash Flow Growth	-	-	-65.81%	745.47%	-57.47%
Free Cash Flow Margin	-	-4.22%	26.69%	83.21%	10.04%
Free Cash Flow Per Share	-	-1.04	5.96	16.84	1.90
Cash Interest Paid	-	21,374	16,021	3,307	233
Cash Income Tax Paid	-	1,215	865	438	431

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.