Capital One Financial Corporation (LON: 0HT4)

Capital One Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	40,894	40,894	37,410	28,910	24,263	24,074
Interest Income on Investments	5,140	5,140	4,528	2,327	1,506	1,959
Total Interest Income	46,034	46,034	41,938	31,237	25,769	26,033
Interest Paid on Deposits	11,493	11,493	9,489	2,535	956	2,165
Interest Paid on Borrowings	3,333	3,333	3,208	1,588	642	955
Total Interest Expense	14,826	14,826	12,697	4,123	1,598	3,120
Net Interest Income	31,208	31,208	29,241	27,114	24,171	22,913
Net Interest Income Growth (YoY)	6.73%	6.73%	7.84%	12.18%	5.49%	-1.83%
Gain (Loss) on Sale of Investments	-35	-35	-34	-9	2	-
Other Non-Interest Income	7,939	7,939	7,580	7,145	6,262	5,610
Total Non-Interest Income	7,904	7,904	7,546	7,136	6,264	5,610
Non-Interest Income Growth (YoY)	4.74%	4.74%	5.75%	13.92%	11.66%	6.80%
Revenues Before Loan Losses	39,112	39,112	36,787	34,250	30,435	28,523
Provision for Loan Losses	11,716	11,716	10,426	5,847	-1,944	10,264
Revenue	27,396	27,396	26,361	28,403	32,379	18,259
Revenue Growth (YoY)	3.93%	3.93%	-7.19%	-12.28%	77.33%	-18.33%
Salaries and Employee Benefits	9,398	9,398	8,750	8,075	7,057	6,572
Occupancy Expenses	2,366	2,366	1,872	1,728	2,003	2,118
Amortization of Goodwill & Intangibles	77	77	82	70	29	60
Selling, General & Administrative	7,634	7,634	7,500	7,875	5,937	4,370
Other Non-Interest Expense	2,011	2,011	2,112	1,415	1,544	1,936
Total Non-Interest Expense	21,486	21,486	20,316	19,163	16,570	15,056
EBT Excluding Unusual Items	5,910	5,910	6,045	9,240	15,809	3,203
Pretax Income	5,910	5,910	6,045	9,240	15,809	3,203
Income Tax Expense	1,163	1,163	1,158	1,880	3,415	486
Earnings From Continuing Operations	4,747	4,747	4,887	7,360	12,394	2,717
Earnings From Discontinued Operations	3	3	-	-	-4	-3
Net Income	4,750	4,750	4,887	7,360	12,390	2,714
Preferred Dividends & Other Adjustments	305	305	305	316	425	339
Net Income to Common	4,445	4,445	4,582	7,044	11,965	2,375
Net Income Growth	-2.80%	-2.80%	-33.60%	-40.60%	356.52%	-51.06%
Basic Shares Outstanding	383	383	382	392	443	458
Diluted Shares Outstanding	384	384	383	393	444	459
Shares Change (YoY)	0.05%	0.05%	-2.49%	-11.48%	-3.20%	-2.34%
EPS (Basic)	11.61	11.61	11.98	17.98	27.04	5.19
EPS (Diluted)	11.59	11.59	11.95	17.91	26.94	5.18
EPS Growth	-3.03%	-3.03%	-33.28%	-33.52%	419.75%	-53.08%
Dividend Per Share	2.400	2.400	2.400	2.400	2.000	1.000
Dividend Growth	0%	0%	0%	20.00%	100.00%	-37.50%
Effective Tax Rate	19.68%	19.68%	19.16%	20.35%	21.60%	15.17%

Source: S&P Capital IQ. Banks template. Financial Sources.