LON:0IL0 Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	158,723	150,470	139,449	120,000	101,027
Total Interest Expense	129,735	121,090	110,613	90,529	69,699
Net Interest Income	28,988	29,380	28,836	29,471	31,328
Commissions and Fees	356	321	275	312	361
Other Revenue	-210	1,108	944	1,026	-208
Revenue Before Loan Losses	29,134	30,809	30,055	30,809	31,481
Provision for Loan Losses	1,606	-186	-1,670	6,277	-5,130
Revenue	27,528	30,995	31,725	24,532	36,611
Revenue Growth (YoY)	-11.19%	-2.30%	29.32%	-32.99%	58.95%
Salaries & Employee Benefits	2,094	2,004	1,906	1,671	1,493
Cost of Services Provided	5,234	5,381	5,284	5,314	1,572
Other Operating Expenses	586	685	1,099	631	4,326
Total Operating Expenses	7,914	8,070	8,289	7,616	7,391
Operating Income	19,614	22,925	23,436	16,916	29,220
Currency Exchange Gain (Loss)	25	-15	32	-87	-26
Pretax Income	17,983	21,269	21,956	16,233	27,949
Income Tax Expense	3,619	4,291	4,548	3,310	5,773
Earnings From Continuing Ops.	14,364	16,978	17,408	12,923	22,176
Net Income	14,364	16,978	17,408	12,923	22,176
Preferred Dividends & Other Adjustments	14,355	16,975	17,405	12,920	22,098
Net Income to Common	9	3	3	3	78
Net Income Growth	-15.40%	-2.47%	34.71%	-41.73%	87.85%
Shares Outstanding (Basic)	5,867	5,867	5,867	5,867	5,867
Shares Outstanding (Diluted)	5,893	5,893	5,893	5,893	5,893
EPS (Basic)	0.00	0.00	0.00	0.00	0.01
EPS (Diluted)	0.00	0.00	0.00	0.00	0.01
EPS Growth	200.00%	-	-	-94.91%	292.93%
Operating Margin	71.25%	73.96%	73.87%	68.95%	79.81%
Profit Margin	0.03%	0.01%	0.01%	0.01%	0.21%
Effective Tax Rate	20.13%	20.18%	20.71%	20.39%	20.66%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.