LON:0IL0 Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	156,866	150,528	139,661	120,000	101,027	108,476
Total Interest Expense	127,809	121,090	110,613	90,529	69,699	83,459
Net Interest Income	29,057	29,438	29,048	29,471	31,328	25,017
Commissions and Fees	408	321	275	312	361	462
Other Revenue	635	1,108	944	1,026	-208	-1,768
Revenue Before Loan Losses	30,100	30,867	30,267	30,809	31,481	23,711
Provision for Loan Losses	1,629	-186	-1,670	6,277	-5,130	678
Revenue	28,471	31,053	31,937	24,532	36,611	23,033
Revenue Growth (YoY)	-7.42%	-2.77%	30.19%	-32.99%	58.95%	-9.33%
Salaries & Employee Benefits	2,075	2,004	1,906	1,671	1,493	1,554
Cost of Services Provided	5,292	5,381	5,284	5,314	1,572	1,514
Other Operating Expenses	852	937	1,118	631	4,326	3,981
Total Operating Expenses	8,219	8,322	8,308	7,616	7,391	7,049
Operating Income	20,252	22,731	23,629	16,916	29,220	15,984
Currency Exchange Gain (Loss)	-	-15	32	-87	-26	23
Pretax Income	18,752	21,269	21,956	16,233	27,949	14,879
Income Tax Expense	3,785	4,291	4,548	3,310	5,773	3,074
Earnings From Continuing Ops.	14,967	16,978	17,408	12,923	22,176	11,805
Net Income	14,967	16,978	17,408	12,923	22,176	11,805
Preferred Dividends & Other Adjustments	16,975	16,975	17,405	12,920	22,098	11,790
Net Income to Common	-2,008	3	3	3	78	15
Net Income Growth	-10.86%	-2.47%	34.71%	-41.73%	87.85%	-16.63%
Shares Outstanding (Basic)	5,867	5,867	5,867	5,867	5,867	5,867
Shares Outstanding (Diluted)	5,867	5,893	5,893	5,893	5,893	5,893
Shares Change (YoY)	-0.44%	-	-	-	-	-
EPS (Basic)	-0.34	0.00	0.00	0.00	0.01	0.00
EPS (Diluted)	-0.34	0.00	0.00	0.00	0.01	0.00
EPS Growth	-	-	-	-94.91%	292.93%	-91.52%
Operating Margin	71.13%	73.20%	73.99%	68.95%	79.81%	69.40%
Profit Margin	-7.05%	0.01%	0.01%	0.01%	0.21%	0.07%
Effective Tax Rate	20.18%	20.18%	20.71%	20.39%	20.66%	20.66%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.