Fifth Third Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	2,314	2,349	2,446	2,770
Depreciation & Amortization	-	495	462	436	349
Gain (Loss) on Sale of Assets	-	-16	-11	-14	-25
Gain (Loss) on Sale of Investments	-	-20	-31	84	16
Total Asset Writedown	-	2	4	13	35
Provision for Credit Losses	-	530	515	563	-377
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-235	696	2,884	316
Change in Income Taxes	-	70	162	-506	-217
Change in Other Net Operating Assets	-	-628	198	716	-22
Other Operating Activities	-	182	23	-233	74
Operating Cash Flow	-	2,824	4,509	6,428	2,704
Operating Cash Flow Growth	-	-37.37%	-29.85%	137.72%	628.84%
Capital Expenditures	-	-414	-491	-472	-309
Sale of Property, Plant and Equipment	-	89	70	2	47
Cash Acquisitions	-	-	-	-917	-297
Investment in Securities	-	4,440	-12,858	5,451	-4,049
Divestitures	-	6	-	66	-
Purchase / Sale of Intangibles	-	5	-25	-213	-381
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-3,121	3,802	-8,837	-3,003
Other Investing Activities	-	34	14	49	24
Investing Cash Flow	-	1,039	-9,488	-4,871	-7,968
Short-Term Debt Issued	-	4,100	6,750	7,550	-
Long-Term Debt Issued	-	3,249	4,286	4,026	562
Total Debt Issued	-	7,349	11,036	11,576	562
Short-Term Debt Repaid	-	-2,532	-8,631	-3,793	-193
Long-Term Debt Repaid	-	-5,282	-1,657	-1,762	-3,603
Total Debt Repaid	-	-7,814	-10,288	-5,555	-3,796
Net Debt Issued (Repaid)	-	-465	748	6,021	-3,234
Repurchase of Common Stock	-	-625	-200	-100	-1,393
Total Dividends Paid	-	-1,176	-1,060	-927	-897
Net Increase (Decrease) in Deposit Accounts	-	-1,660	5,222	-5,994	10,734
Other Financing Activities	-	-65	-55	-85	-99
Financing Cash Flow	-	-3,991	4,655	-1,085	5,111
Net Cash Flow	-	-128	-324	472	-153
Free Cash Flow	-	2,410	4,018	5,956	2,395
Free Cash Flow Growth	-	-40.02%	-32.54%	148.69%	18323.08%
Free Cash Flow Margin	-	30.31%	49.03%	76.13%	28.87%
Free Cash Flow Per Share	-	3.51	5.84	8.57	3.37
Cash Interest Paid	-	4,871	3,776	869	465
Cash Income Tax Paid	-	195	655	272	607

Source: S&P Global Market Intelligence. Banks template. Financial Sources.