SpareBank 1 SMN (LON:0IVM)

SpareBank 1 SMN Statistics

Total Valuation

SpareBank 1 SMN has a market cap or net worth of GBP 2.26 billion.

Market Cap	2.26B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, February 12, 2026.

Earnings Date	Feb 12, 2026
Ex-Dividend Date	Mar 21, 2025

Share Statistics

Current Share Class	144.19M
Shares Outstanding	n/a
Shares Change (YoY)	+0.27%
Shares Change (QoQ)	+8.24%
Owned by Insiders (%)	0.17%
Owned by Institutions (%)	46.16%
Float	133.47M

Valuation Ratios

The trailing PE ratio is 11.04 and the forward PE ratio is 7.53.

PE Ratio	11.04
Forward PE	7.53
PS Ratio	3.39
PB Ratio	0.98
P/TBV Ratio	1.05
P/FCF Ratio	5.81
P/OCF Ratio	5.64
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	11.71
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.40%.

Return on Equity (ROE)	14.40%
Return on Assets (ROA)	1.74%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.16%
Revenue Per Employee	391,125
Profits Per Employee	120,225
Employee Count	1,700
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, SpareBank 1 SMN has paid 78.95 million in taxes.

Income Tax	78.95M
Effective Tax Rate	19.56%

Stock Price Statistics

The stock price has increased by +8.24% in the last 52 weeks. The beta is 0.41, so SpareBank 1 SMN's price volatility has been lower than the market average.

Beta (5Y)	0.41
52-Week Price Change	+8.24%
50-Day Moving Average	197.70
200-Day Moving Average	193.04
Relative Strength Index (RSI)	49.49
Average Volume (20 Days)	3,768

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, SpareBank 1 SMN had revenue of GBP 664.91 million and earned 204.38 million in profits. Earnings per share was 1.42.

Revenue	664.91M
Gross Profit	664.91M
Operating Income	403.55M
Pretax Income	403.55M
Net Income	204.38M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.42

Balance Sheet

The company has 3.22 billion in cash and 4.54 billion in debt, with a net cash position of -1.32 billion.

Cash & Cash Equivalents	3.22B
Total Debt	4.54B
Net Cash	-1.32B
Net Cash Per Share	n/a
Equity (Book Value)	2.30B
Book Value Per Share	14.62
Working Capital	-8.96B

Cash Flow

In the last 12 months, operating cash flow was 399.75 million and capital expenditures -11.69 million, giving a free cash flow of 388.06 million.

Operating Cash Flow	399.75M
Capital Expenditures	-11.69M
Free Cash Flow	388.06M
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	60.69%
Pretax Margin	60.69%
Profit Margin	47.78%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	58.36%

Dividends & Yields

This stock pays an annual dividend of 0.92, which amounts to a dividend yield of 0.46%.

Dividend Per Share	0.92
Dividend Yield	0.46%
Dividend Growth (YoY)	3.69%
Years of Dividend Growth	2
Payout Ratio	53.36%
Buyback Yield	-0.27%
Shareholder Yield	0.20%
Earnings Yield	9.06%
FCF Yield	17.20%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 27, 2009. It was a forward split with a ratio of 1.2.

Last Split Date	Mar 27, 2009
Split Type	Forward
Split Ratio	1.2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4