SpareBank 1 Nord-Norge Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	3,630	2,521	1,824	2,283	1,742	Upgrade
Depreciation & Amortization	84	88	92	104	109	Upgrade
Total Asset Writedown	-	-	-	4	-	Upgrade
Provision for Credit Losses	110	116	63	-235	332	Upgrade
Change in Other Net Operating Assets	-4,923	-4,043	-2,337	-2,331	-5,231	Upgrade
Other Operating Activities	34	27	27	12	-	Upgrade
Operating Cash Flow	-1,065	-1,291	-331	-163	-3,048	Upgrade
Capital Expenditures	-84	-70	-62	-49	-68	Upgrade
Sale of Property, Plant and Equipment	-	-	-	57	-	Upgrade
Cash Acquisitions	-1,232	-66	-139	135	-	Upgrade
Investment in Securities	-	-	-	-	-553	Upgrade
Investing Cash Flow	-1,316	-136	-201	143	-621	Upgrade
Long-Term Debt Issued	4,958	5,741	4,620	3,011	5,080	Upgrade
Long-Term Debt Repaid	-4,741	-5,072	-5,887	-5,194	-6,750	Upgrade
Net Debt Issued (Repaid)	217	669	-1,267	-2,183	-1,670	Upgrade
Issuance of Common Stock	200	-	-	-	-	Upgrade
Common Dividends Paid	-2,033	-1,648	-1,821	-421	-435	Upgrade
Net Increase (Decrease) in Deposit Accounts	4,720	3,011	3,335	2,991	5,128	Upgrade
Other Financing Activities	27	15	33	-328	-465	Upgrade
Financing Cash Flow	3,131	2,047	280	59	2,558	Upgrade
Net Cash Flow	750	620	-252	39	-1,111	Upgrade
Free Cash Flow	-1,149	-1,361	-393	-212	-3,116	Upgrade
Free Cash Flow Margin	-17.64%	-26.27%	-9.82%	-4.67%	-83.58%	Upgrade
Free Cash Flow Per Share	-11.44	-13.56	-3.91	-2.11	-31.04	Upgrade
Cash Interest Paid	3,776	-	-	-	-	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.