HCI Group, Inc. (LON:0J22)

HCI Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	65.41	59.15	46.23	32.45	12.34
Net Interest Income Growth	10.59%	27.93%	42.49%	163.05%	170.27%
Non-Interest Income	835.54	690.9	504.44	467.12	395.58
Non-Interest Income Growth	20.93%	36.96%	7.99%	18.08%	28.81%
Revenues Before Loan Losses	900.95	750.05	550.67	499.56	407.92
Revenue	900.95	750.05	550.67	499.56	407.92
Revenue Growth (YoY)	20.12%	36.21%	10.23%	22.47%	31.40%
Compensation Expenses	72.13	63.15	53.87	56.51	45.43
Other Non-Interest Expenses	381.18	486.78	356.92	495.93	338.45
Total Non-Interest Expense	471.62	576.62	433.02	567.98	396.68
Pretax Income	429.33	173.43	117.65	-68.42	11.23
Provision for Income Taxes	108.94	45.85	28.39	-13.82	3.99
Net Income	320.4	127.58	89.26	-54.6	7.24
Minority Interest in Earnings	21.39	17.63	10.22	3.91	5.39
Net Income to Common	320.4	127.58	89.26	-54.6	7.24
Net Income Growth	151.13%	42.94%	-	-	-73.74%
Shares Outstanding (Basic)	12	10	8	9	8
Shares Outstanding (Diluted)	13	13	11	9	9
Shares Change (YoY)	1.51%	14.87%	25.26%	2.76%	-11.49%
EPS (Basic)	24.58	10.59	9.13	-6.24	0.23
EPS (Diluted)	22.72	8.89	7.62	-6.24	0.21
EPS Growth	155.57%	16.67%	-	-	-93.98%
Free Cash Flow	337.01	135.59	91.88	-6.35	93.19
Free Cash Flow Growth	148.55%	47.57%	-	-	31.48%
Free Cash Flow Per Share	26.17	10.69	8.32	-0.72	10.86
Dividends Per Share	1.600	1.600	1.600	1.600	1.600
Profit Margin	35.56%	17.01%	16.21%	-10.93%	1.78%
FCF Margin	37.41%	18.08%	16.69%	-1.27%	22.84%
EBITDA	11.22	4.3	8.18	8.01	5.55
EBITDA Margin	1.25%	0.57%	1.49%	1.60%	1.36%
Effective Tax Rate	25.37%	26.44%	24.13%	20.19%	35.53%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.