The Hartford Insurance Group, Inc. (LON:0J3H)

LON:0J3H Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 12, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	28,822	28,530	25,332	18,980	20,020	17,354
Market Cap Growth	9.02%	12.62%	33.47%	-5.19%	15.36%	34.99%
Enterprise Value	32,173	31,915	28,912	22,579	23,774	21,113
PE Ratio	10.17	10.07	10.26	9.74	13.42	10.00
PS Ratio	1.37	1.35	1.19	0.99	1.08	1.05
PB Ratio	2.04	2.02	1.93	1.58	1.76	1.32
P/FCF Ratio	-	-	5.50	6.04	6.29	5.93
P/OCF Ratio	-	-	5.37	5.73	6.02	5.74
EV/Sales Ratio	1.55	1.51	1.36	1.17	1.28	1.28
EV/EBITDA Ratio	8.26	8.08	8.37	7.68	9.46	7.69
EV/EBIT Ratio	8.84	8.65	8.88	8.66	11.54	9.23
EV/FCF Ratio	-	-	6.28	7.18	7.47	7.22
Debt / Equity Ratio	0.23	0.23	0.27	0.29	0.33	0.29
Debt / EBITDA Ratio	0.82	0.82	1.04	1.20	1.47	1.37
Debt / FCF Ratio	-	-	0.78	1.13	1.17	1.31
Quick Ratio	1.08	1.08	1.09	1.12	1.15	1.15
Current Ratio	1.84	1.84	1.90	2.00	2.15	2.11
Asset Turnover	0.34	0.34	0.34	0.33	0.30	0.30
Return on Equity (ROE)	21.66%	21.66%	19.58%	17.27%	11.54%	13.03%
Return on Assets (ROA)	3.72%	3.72%	3.23%	2.77%	2.07%	2.57%
Return on Invested Capital (ROIC)	17.34%	18.06%	16.15%	14.16%	9.69%	10.95%
Earnings Yield	9.83%	9.99%	9.81%	10.36%	7.54%	10.09%
FCF Yield	-	-	18.18%	16.57%	15.89%	16.85%
Dividend Yield	1.16%	1.56%	1.79%	2.25%	2.22%	2.25%
Payout Ratio	-	-	18.55%	21.93%	28.97%	21.34%
Buyback Yield / Dilution	4.05%	4.05%	4.14%	5.46%	6.95%	1.80%
Total Shareholder Return	5.21%	5.61%	5.93%	7.71%	9.16%	4.05%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.