The Hartford Insurance Group, Inc. (LON:0J3H)

LON:0J3H Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 5, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	29,351	28,597	23,575	17,979	17,907	17,328
Market Cap Growth	14.92%	21.30%	31.13%	0.40%	3.34%	31.69%
Enterprise Value	32,901	28,847	23,825	18,229	18,157	17,579
PE Ratio	10.35	10.35	10.57	10.09	13.89	10.40
Forward PE	10.56	10.52	9.69	8.50	9.37	10.49
PEG Ratio	-	1.22	0.80	1.21	1.34	1.50
PS Ratio	1.39	1.35	1.19	0.98	1.07	1.03
PB Ratio	2.08	2.01	1.91	1.57	1.75	1.30
P/TBV Ratio	2.13	2.08	1.99	1.63	1.83	1.37
P/FCF Ratio	6.87	6.63	5.46	5.99	6.23	5.84
P/OCF Ratio	6.67	6.44	5.32	5.69	5.96	5.65
EV/Sales Ratio	1.55	1.36	1.20	0.99	1.08	1.05
EV/EBITDA Ratio	8.34	7.19	7.22	6.41	7.82	6.14
EV/EBIT Ratio	8.85	7.76	7.85	7.40	9.79	7.47
EV/FCF Ratio	7.70	6.69	5.52	6.07	6.32	5.92
Asset Turnover	0.34	0.34	0.34	0.33	0.30	0.30
Return on Equity (ROE)	21.66%	21.66%	19.58%	17.27%	11.54%	13.03%
Return on Assets (ROA)	0.56%	4.79%	4.15%	3.56%	2.66%	3.40%
Return on Invested Capital (ROIC)	0.56%	4.79%	4.15%	3.56%	2.66%	3.40%
Return on Capital Employed (ROCE)	0.70%	5.94%	5.13%	4.39%	3.31%	4.17%
Earnings Yield	9.66%	9.67%	9.46%	9.92%	7.20%	9.62%
FCF Yield	14.56%	15.08%	18.32%	16.69%	16.04%	17.13%
Dividend Yield	1.18%	1.52%	1.73%	2.14%	2.05%	2.01%
Payout Ratio	15.98%	15.52%	17.99%	21.26%	28.14%	20.64%
Buyback Yield / Dilution	4.28%	4.28%	4.74%	5.81%	6.57%	7.25%
Total Shareholder Return	5.46%	5.80%	6.47%	7.95%	8.62%	9.26%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.