LON:0J6Y Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	163,999	246,178	262,846	241,685	206,966	193,891
Investment Securities	155,788	426,889	425,313	383,122	184,203	106,198
Trading Asset Securities	605,722	242,548	218,008	222,935	255,959	417,812
Total Investments	761,510	669,437	643,321	606,057	440,162	524,010
Gross Loans	523,677	469,482	496,836	505,473	497,824	450,694
Allowance for Loan Losses	-	-8,471	-10,093	-10,673	-11,016	-11,632
Other Adjustments to Gross Loans	-	-1,882	-2,460	-2,232	-1,692	-1,991
Net Loans	523,677	459,129	484,283	492,568	485,116	437,071
Property, Plant & Equipment	60,157	57,307	56,410	30,196	29,223	27,592
Goodwill	5,084	5,086	4,949	3,781	3,741	4,044
Other Intangible Assets	-	3,393	3,562	2,874	2,733	2,484
Investments in Real Estate	-	709	742	888	12	12
Accrued Interest Receivable	-	4,987	5,228	4,726	3,984	3,735
Other Receivables	4,061	15,145	14,809	10,208	11,045	11,653
Other Current Assets	2,954	102,043	69,419	82,567	92,967	63,779
Long-Term Deferred Tax Assets	-	3,391	3,691	3,665	3,830	4,100
Other Long-Term Assets	75,288	6,740	4,785	5,685	184,670	172,033
Total Assets	1,596,730	1,573,545	1,554,045	1,484,900	1,464,449	1,444,404
Accrued Expenses	-	2,820	2,566	2,610	2,754	2,022
Interest Bearing Deposits	528,713	339,241	369,354	347,221	315,751	299,128
Non-Interest Bearing Deposits	-	274,639	275,134	306,780	322,028	283,131
Total Deposits	528,713	613,880	644,488	654,001	637,779	582,259
Short-Term Borrowings	7,167	132,034	115,467	119,691	129,983	170,362
Current Portion of Long-Term Debt	10,430	77,276	73,947	66,552	114,783	72,480
Current Income Taxes Payable	2,322	929	933	735	760	440
Accrued Interest Payable	-	2,087	3,305	1,177	308	360
Other Current Liabilities	2,641	222,514	205,994	175,765	162,304	186,704
Long-Term Debt	272,454	112,619	111,089	89,000	41,756	83,838
Long-Term Leases	-	2,003	2,065	2,104	2,318	2,207
Long-Term Unearned Revenue	-	1,560	1,643	1,297	1,688	1,527
Pension & Post-Retirement Benefits	-	1,939	2,073	2,002	2,301	2,538
Long-Term Deferred Tax Liabilities	-	1,262	1,428	838	741	697
Other Long-Term Liabilities	693,534	323,034	312,800	295,802	296,111	271,958
Total Liabilities	1,517,261	1,493,957	1,477,798	1,411,574	1,393,586	1,377,392
Common Stock	20,156	1,000	1,004	1,062	1,067	1,067
Additional Paid-In Capital	-	20,392	20,412	21,377	21,513	21,465
Retained Earnings	40,744	38,063	35,384	35,641	36,272	31,844
Treasury Stock	-	-111	-230	-1,191	-667	-199
Comprehensive Income & Other	8,926	10,912	9,405	10,081	6,882	7,533
Total Common Equity	69,826	70,256	65,975	66,970	65,067	61,710
Minority Interest	9,643	9,332	10,272	6,356	5,796	5,302
Shareholders' Equity	79,469	79,588	76,247	73,326	70,863	67,012
Total Liabilities & Equity	1,596,730	1,573,545	1,554,045	1,484,900	1,464,449	1,444,404
Total Debt	290,051	323,932	302,568	277,347	288,840	328,887
Net Cash (Debt)	479,670	343,060	371,394	352,906	292,505	318,519
Net Cash Growth	11.20%	-7.63%	5.24%	20.65%	-8.17%	31.34%
Net Cash Per Share	610.86	431.43	464.64	429.10	345.64	374.56
Filing Date Shares Outstanding	769.93	796.5	798.55	799.8	831.13	848.68
Total Common Shares Outstanding	769.93	796.5	798.55	799.8	831.13	848.68
Book Value Per Share	90.69	88.21	82.62	83.73	78.29	72.71
Tangible Book Value	64,742	61,777	57,464	60,315	58,593	55,182
Tangible Book Value Per Share	84.09	77.56	71.96	75.41	70.50	65.02

Source: S&P Global Market Intelligence. Banks template. Financial Sources.