Assicurazioni Generali S.p.A. (LON:0K78)

Assicurazioni Generali Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	50,075	45,766	47,884	70,684	64,468
Total Interest & Dividend Income	-10,153	-8,105	19,288	7,145	7,546
Gain (Loss) on Sale of Investments	13,002	10,740	-18,212	9,448	2,377
Other Revenue	2,380	1,807	1,776	8,391	6,635
Total Revenue	55,304	50,208	50,736	95,668	81,026
Revenue Growth (YoY)	10.15%	-1.04%	-46.97%	18.07%	-11.66%
Policy Benefits	44,099	39,904	43,112	72,971	60,011
Policy Acquisition & Underwriting Costs	-	-	-	9,520	8,734
Amortization of Goodwill & Intangibles	252	161	126	-	-
Depreciation & Amortization	135	137	145	-	-
Selling, General & Administrative	1,362	1,366	910	2,835	2,742
Other Operating Expenses	2,269	2,154	1,732	4,887	4,857
Total Operating Expenses	48,117	43,722	46,025	90,213	76,344
Operating Income	7,187	6,486	4,711	5,455	4,682
Interest Expense	-1,150	-793	-608	-736	-837
Earnings From Equity Investments	-	-	-	-10	-102
Currency Exchange Gain (Loss)	104	-74	30	75	-165
Other Non Operating Income (Expenses)	2	-1	1	361	213
EBT Excluding Unusual Items	6,143	5,618	4,134	5,145	3,791
Merger & Restructuring Charges	-	-	-	-970	-371
Impairment of Goodwill	-46	-44	-193	-	-
Gain (Loss) on Sale of Assets	-	-	-	496	72
Asset Writedown	-57	-	-	-92	-101
Pretax Income	6,040	5,574	3,941	4,579	3,391
Income Tax Expense	1,843	1,536	1,378	1,384	1,175
Earnings From Continuing Ops.	4,197	4,038	2,563	3,195	2,216
Earnings From Discontinued Ops.	-31	84	-93	-	-183
Net Income to Company	4,166	4,122	2,470	3,195	2,033
Minority Interest in Earnings	-442	-375	-235	-348	-289
Net Income	3,724	3,747	2,235	2,847	1,744
Net Income to Common	3,724	3,747	2,235	2,847	1,744
Net Income Growth	-0.61%	67.65%	-21.50%	63.24%	-34.68%
Shares Outstanding (Basic)	1,539	1,542	1,570	1,573	1,569
Shares Outstanding (Diluted)	1,540	1,551	1,570	1,589	1,594
Shares Change (YoY)	-0.74%	-1.23%	-1.21%	-0.30%	0.14%
EPS (Basic)	2.42	2.43	1.42	1.81	1.11
EPS (Diluted)	2.42	2.41	1.42	1.79	1.10
EPS Growth	0.24%	69.61%	-20.48%	63.44%	-34.74%
Free Cash Flow	15,005	1,555	9,424	17,480	19,008
Free Cash Flow Per Share	9.75	1.00	6.00	11.00	11.92
Dividend Per Share	1.430	1.280	1.160	1.070	1.010
Dividend Growth	11.72%	10.35%	8.41%	5.94%	5.21%
Operating Margin	13.00%	12.92%	9.29%	5.70%	5.78%
Profit Margin	6.73%	7.46%	4.41%	2.98%	2.15%
Free Cash Flow Margin	27.13%	3.10%	18.57%	18.27%	23.46%
EBITDA	7,679	6,784	5,061	6,097	5,393
EBITDA Margin	13.88%	13.51%	9.98%	6.37%	6.66%
D&A For EBITDA	492	298	350	642	711
EBIT	7,187	6,486	4,711	5,455	4,682
EBIT Margin	13.00%	12.92%	9.29%	5.70%	5.78%
Effective Tax Rate	30.51%	27.56%	34.97%	30.23%	34.65%
Revenue as Reported	-	-	-	99,088	85,242

Updated Jan 15, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.