NewtekOne, Inc. (LON:0K7X)

NewtekOne Statistics

Total Valuation

NewtekOne has a market cap or net worth of GBP 234.92 million. The enterprise value is 598.25 million.

Market Cap	234.92M
Enterprise Value	598.25M

Important Dates

The last earnings date was Monday, July 28, 2025.

Earnings Date	Jul 28, 2025
Ex-Dividend Date	Jul 9, 2025

Share Statistics

Current Share Class	26.32M
Shares Outstanding	n/a
Shares Change (YoY)	+5.10%
Shares Change (QoQ)	+0.38%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	24.66M

Valuation Ratios

The trailing PE ratio is 6.22 and the forward PE ratio is 5.43.

PE Ratio	6.22
Forward PE	5.43
PS Ratio	0.88
PB Ratio	1.03
P/TBV Ratio	1.41
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 4.45, with an EV/FCF ratio of -2.17.

EV / Earnings	15.85
EV / Sales	2.21
EV / EBITDA	4.45
EV / EBIT	4.56
EV / FCF	-2.17

Financial Position

The company has a current ratio of 21.37, with a Debt / Equity ratio of 2.11.

Current Ratio	21.37
Quick Ratio	2.21
Debt / Equity	2.11
Debt / EBITDA	3.65
Debt / FCF	-1.74
Interest Coverage	1.98

Financial Efficiency

Return on equity (ROE) is 18.20% and return on invested capital (ROIC) is 11.60%.

Return on Equity (ROE)	18.20%
Return on Assets (ROA)	5.90%
Return on Invested Capital (ROIC)	11.60%
Return on Capital Employed (ROCE)	8.66%
Revenue Per Employee	449,554
Profits Per Employee	63,885
Employee Count	591
Asset Turnover	0.19
Inventory Turnover	n/a

Taxes

In the past 12 months, NewtekOne has paid 13.07 million in taxes.

Income Tax	13.07M
Effective Tax Rate	25.13%

Stock Price Statistics

The stock price has decreased by -7.46% in the last 52 weeks. The beta is 1.40, so NewtekOne's price volatility has been higher than the market average.

Beta (5Y)	1.40
52-Week Price Change	-7.46%
50-Day Moving Average	11.26
200-Day Moving Average	12.08
Relative Strength Index (RSI)	58.26
Average Volume (20 Days)	159

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	12.66

Income Statement

In the last 12 months, NewtekOne had revenue of GBP 265.69 million and earned 37.76 million in profits. Earnings per share was 1.47.

Revenue	265.69M
Gross Profit	219.94M
Operating Income	128.99M
Pretax Income	51.99M
Net Income	37.76M
EBITDA	129.83M
EBIT	128.99M
Earnings Per Share (EPS)	1.47

Balance Sheet

The company has 138.78 million in cash and 481.54 million in debt, giving a net cash position of -342.76 million.

Cash & Cash Equivalents	138.78M
Total Debt	481.54M
Net Cash	-342.76M
Net Cash Per Share	n/a
Equity (Book Value)	227.86M
Book Value Per Share	8.11
Working Capital	1.28B

Cash Flow

In the last 12 months, operating cash flow was -275.74 million and capital expenditures -293,420, giving a free cash flow of -276.04 million.

Operating Cash Flow	-275.74M
Capital Expenditures	-293,420
Free Cash Flow	-276.04M
FCF Per Share	n/a

Margins

Gross margin is 82.78%, with operating and profit margins of 48.55% and 14.65%.

Gross Margin	82.78%
Operating Margin	48.55%
Pretax Margin	19.57%
Profit Margin	14.65%
EBITDA Margin	48.87%
EBIT Margin	48.55%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.58, which amounts to a dividend yield of 4.90%.

Dividend Per Share	0.58
Dividend Yield	4.90%
Dividend Growth (YoY)	-1.09%
Years of Dividend Growth	1
Payout Ratio	39.25%
Buyback Yield	-5.10%
Shareholder Yield	-0.21%
Earnings Yield	16.07%
FCF Yield	-117.50%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

NewtekOne has an Altman Z-Score of 1.59 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.59
Piotroski F-Score	3