Onity Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	-349.3	-394.7	-483.3	-386.2	-346.7
Non-Interest Income	1,067	976	1,067	953.9	1,050
Non-Interest Income Growth	9.30%	-8.49%	11.82%	-9.16%	9.29%
Revenues Before Loan Losses	717.5	581.3	583.3	567.7	703.4
Revenue	717.5	581.3	583.3	567.7	703.4
Revenue Growth (YoY)	23.43%	-0.34%	2.75%	-19.29%	16.26%
Compensation Expenses	252.6	232.5	229.2	289.4	297.9
Selling, General & Admin	224.4	189.2	163.9	213.9	288
Other Non-Interest Expenses	-155.1	-81.5	-213.2	18.7	-75.2
Total Non-Interest Expense	491.7	436.5	412.1	532.4	609.3
Pretax Income	62.7	39.3	-58.1	24.9	-4.4
Provision for Income Taxes	-126.8	5.3	5.6	-0.8	-22.4
Net Income	185.4	33.4	-63.7	25.7	18.1
Net Income Attributable to Preferred Dividends	4.2	0.5	-	-	-
Net Income to Common	185.4	33.4	-63.7	25.7	18.1
Net Income Growth	455.09%	-	-	41.99%	-
Shares Outstanding (Basic)	8	8	8	9	9
Shares Outstanding (Diluted)	9	8	8	9	9
Shares Change (YoY)	6.80%	5.92%	-15.14%	-4.11%	7.24%
EPS (Basic)	23.07	4.28	-8.34	2.97	2.00
EPS (Diluted)	21.46	4.13	-8.34	2.85	1.93
EPS Growth	419.61%	-	-	47.67%	-
Free Cash Flow	-792.2	-611.5	-2.5	165.2	-478.2
Free Cash Flow Per Share	-91.72	-75.61	-0.33	18.36	-50.97
Profit Margin	27.08%	6.08%	-11.42%	4.70%	2.66%
FCF Margin	-113.22%	-109.73%	-0.45%	30.19%	-70.25%
EBITDA	5.4	8.3	12.1	14.8	11
EBITDA Margin	0.77%	1.49%	2.17%	2.70%	1.62%
Effective Tax Rate	-202.23%	13.49%	-9.64%	-3.21%	509.09%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.