LON:0KEF Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	39,713	46,251	50,725	34,363	82,254
Securities and Investments	138,240	139,732	132,569	139,334	132,962
Gross Loans	1,939	850	734	1,010	2,231
Allowance for Loan Losses	-4,410	-4,486	-4,791	-4,741	-4,868
Net Loans	327,071	311,981	316,717	321,284	283,504
Other Intangible Assets	3,659	3,711	3,686	3,423	1,818
Goodwill	10,959	10,932	10,932	10,987	10,916
Long-Term Investments	10,790	9,600	8,314	8,437	8,180
Other Non-Earning Assets	41,201	36,981	37,903	38,425	35,326
Total Assets	573,572	560,038	561,580	557,263	557,191
Interest-bearing deposits	349,118	334,097	320,133	311,796	302,103
Noninterest-bearing deposits	-	-	101,285	124,486	155,175
Total Deposits	440,866	426,738	421,418	436,282	457,278
Short-Term Interbank Borrowing and Repurchase Agreements	13,000	22,000	38,000	32,075	-
Accrued Expenses	-	-	15,621	15,762	12,741
Long-Term Debt	41,658	36,601	31,711	22,964	27,657
Other Liabilities	2,443	3,072	3,689	4,368	3,789
Total Liabilities	497,967	488,411	510,439	511,451	501,465
Preferred Stock	-	-	2,716	-	-
Common Stock	-	-	19,020	2,714	2,713
Treasury Stock	-	-	-19,209	-18,716	-15,112
Additional Paid-in Capital	-	-	56,290	18,376	17,457
Accumulated Other Comprehensive Income	-	-	-7,712	-10,172	409
Retained Earnings	-	-	56,290	53,572	50,228
Total Common Shareholders' Equity	-	-	51,105	45,774	55,695
Minority Interest	-	-	36	38	31
Shareholders' Equity	-	-	51,141	45,812	55,726
Total Liabilities & Equity	497,967	488,411	561,580	557,263	557,191
Total Debt	41,658	36,601	31,711	22,964	27,657
Net Cash (Debt)	-41,658	-36,601	-31,711	-22,964	-27,657
Net Cash Per Share	-104.14	-91.27	-79.08	-55.74	-64.92
Book Value	0	0	51,105	45,774	55,695
Book Value Per Share	-	-	127.44	111.10	130.74
Tangible Book Value	-14,618	-14,643	36,487	31,364	42,961
Tangible Book Value Per Share	-36.55	-36.52	90.99	76.13	100.85

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.