LON:0KEF Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	6,936	5,889	5,578	6,041	5,674
Depreciation & Amortization	381	259	217	651	1,773
Gain (Loss) on Sale of Investments	9	-254	2	7	-
Provision for Credit Losses	779	789	742	477	-779
Change in Trading Asset Securities	-3,966	41	-767	433	671
Change in Other Net Operating Assets	-976	-628	3,029	763	-181
Other Operating Activities	1,221	1,784	1,310	711	56
Operating Cash Flow	4,384	7,880	10,111	9,083	7,214
Operating Cash Flow Growth	-44.37%	-22.07%	11.32%	25.91%	54.84%
Cash Acquisitions	-	-	-	-	-10,511
Investment in Securities	2,743	-5,519	8,293	-18,429	-4,196
Net Decrease (Increase) in Loans Originated / Sold - Investing	-16,172	3,777	3,224	-38,166	15,568
Other Investing Activities	-2,188	-1,490	-1,412	-3,763	-3,656
Investing Cash Flow	-15,617	-3,232	10,105	-60,358	-2,795
Short-Term Debt Issued	77	-	359	-	-
Long-Term Debt Issued	12,130	13,405	17,288	38,042	2,558
Total Debt Issued	12,207	13,405	17,647	38,042	2,558
Short-Term Debt Repaid	-	-74	-	-2	-46
Long-Term Debt Repaid	-17,427	-23,750	-3,676	-8,057	-10,503
Total Debt Repaid	-17,427	-23,824	-3,676	-8,059	-10,549
Net Debt Issued (Repaid)	-5,220	-10,419	13,971	29,983	-7,991
Issuance of Common Stock	70	69	72	68	66
Repurchase of Common Stock	-1,338	-687	-651	-3,731	-1,079
Preferred Stock Issued	-	-	1,484	2,225	1,484
Preferred Share Repurchases	-	-500	-1,000	-1,500	-
Common Dividends Paid	-2,635	-2,537	-2,461	-2,391	-2,056
Preferred Dividends Paid	-308	-352	-417	-301	-233
Total Dividends Paid	-2,943	-2,889	-2,878	-2,692	-2,289
Net Increase (Decrease) in Deposit Accounts	14,126	5,304	-14,852	-20,969	6,377
Financing Cash Flow	4,695	-9,122	-3,854	3,384	-3,432
Net Cash Flow	-6,538	-4,474	16,362	-47,891	987
Cash Interest Paid	11,154	13,052	9,451	2,172	582
Cash Income Tax Paid	704	389	165	171	602

Source: S&P Global Market Intelligence. Banks template. Financial Sources.