LON:0KEF Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	69,651	60,818	61,122	48,426	52,868	62,588
Market Cap Growth	10.73%	-0.50%	26.22%	-8.40%	-15.53%	35.35%
Last Close Price	172.23	154.98	147.48	112.21	114.84	126.73
PE Ratio	14.26	12.45	13.92	12.03	11.16	15.67
PS Ratio	4.20	3.67	3.69	2.97	3.09	4.24
PB Ratio	1.55	1.35	1.41	1.21	1.39	1.52
P/OCF Ratio	21.38	18.67	9.71	6.10	7.01	11.75
Debt / Equity Ratio	1.00	1.00	1.23	1.53	1.43	0.61
Net Debt / Equity Ratio	0.76	0.76	1.04	1.33	0.61	-0.95
Return on Equity (ROE)	12.16%	12.16%	11.27%	11.65%	12.04%	10.43%
Return on Assets (ROA)	1.23%	1.23%	1.06%	1.01%	1.10%	1.12%
Earnings Yield	7.01%	8.47%	7.70%	9.04%	9.48%	6.69%
Dividend Yield	2.16%	3.16%	3.41%	4.27%	4.16%	2.80%
Payout Ratio	42.43%	42.43%	49.06%	51.60%	44.56%	40.34%
Buyback Yield / Dilution	1.00%	1.00%	0.25%	2.67%	3.29%	0.23%
Total Shareholder Return	3.16%	4.16%	3.66%	6.94%	7.44%	3.03%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.