LON:0LAF Ratios and Metrics

Market cap in millions GBP. Fiscal year is April - March.

Millions GBP. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 18, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Market Capitalization	109,191	76,193	61,292	43,523	33,552	36,040
Market Cap Growth	41.89%	24.31%	40.83%	29.72%	-6.91%	34.41%
Last Close Price	17.27	11.76	8.90	6.00	4.39	5.05
PE Ratio	31.27	30.83	13.41	7.85	10.72	7.99
PS Ratio	6.21	4.50	3.30	2.01	1.91	1.92
PB Ratio	1.46	0.89	0.72	0.53	0.42	0.45
P/FCF Ratio	-	-	-	-	-	3.65
P/OCF Ratio	-	-	-	-	-	3.40
Debt / Equity Ratio	3.86	4.27	4.14	4.48	4.93	4.72
Debt / FCF Ratio	-	-	-	-	-	38.55
Net Debt / Equity Ratio	-3.10	-2.27	-2.27	-2.60	-2.33	-2.58
Net Debt / FCF Ratio	-	7.37	5.28	2.37	27.57	-21.10
Return on Equity (ROE)	4.93%	3.15%	6.01%	7.11%	4.11%	6.08%
Return on Assets (ROA)	0.24%	0.18%	0.33%	0.37%	0.21%	0.32%
Earnings Yield	3.20%	3.46%	7.58%	12.90%	9.53%	12.76%
FCF Yield	-	-34.49%	-59.82%	-208.21%	-20.13%	27.37%
Dividend Yield	1.48%	5.36%	5.29%	8.11%	9.99%	8.23%
Payout Ratio	-	87.05%	40.78%	33.90%	55.81%	40.00%
Buyback Yield / Dilution	1.76%	2.03%	2.62%	0.44%	-0.03%	0.37%
Total Shareholder Return	3.24%	7.39%	7.92%	8.55%	9.96%	8.60%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.