Synchrony Financial Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 20, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	18,085	20,215	12,407	12,287	18,749	14,842	Upgrade
Market Cap Growth	14.68%	62.93%	0.97%	-34.47%	26.33%	-15.53%	Upgrade
Last Close Price	47.65	51.50	29.01	25.37	31.29	22.19	Upgrade
PE Ratio	8.11	7.39	7.20	4.98	6.08	15.09	Upgrade
PS Ratio	2.68	2.70	2.06	1.78	2.68	3.46	Upgrade
PB Ratio	1.41	1.53	1.14	1.15	1.86	1.60	Upgrade
P/OCF Ratio	-	2.57	1.84	2.21	3.58	2.71	Upgrade
Debt / Equity Ratio	1.03	0.93	1.15	1.10	1.06	1.24	Upgrade
Return on Equity (ROE)	18.60%	22.96%	16.72%	22.74%	32.03%	9.97%	Upgrade
Return on Assets (ROA)	2.44%	2.95%	2.02%	3.01%	4.40%	1.38%	Upgrade
Earnings Yield	12.33%	13.83%	14.16%	20.37%	16.63%	6.83%	Upgrade
Dividend Yield	1.31%	1.55%	2.60%	2.94%	2.08%	2.90%	Upgrade
Payout Ratio	16.03%	13.43%	20.02%	15.78%	12.84%	40.58%	Upgrade
Buyback Yield / Dilution	4.89%	5.41%	12.39%	15.09%	3.64%	12.28%	Upgrade
Total Shareholder Return	6.20%	6.96%	14.99%	18.03%	5.72%	15.18%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.