Synchrony Financial Statistics

Total Valuation

LON:0LC3 has a market cap or net worth of GBP 18.09 billion.

Market Cap	18.09B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, July 18, 2025.

Earnings Date	Jul 18, 2025
Ex-Dividend Date	May 5, 2025

Share Statistics

Current Share Class	380.66M
Shares Outstanding	n/a
Shares Change (YoY)	-4.89%
Shares Change (QoQ)	-1.47%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	378.81M

Valuation Ratios

The trailing PE ratio is 8.11 and the forward PE ratio is 8.09.

PE Ratio	8.11
Forward PE	8.09
PS Ratio	2.68
PB Ratio	1.41
P/TBV Ratio	1.77
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.60%.

Return on Equity (ROE)	18.60%
Return on Assets (ROA)	2.44%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	336,879
Profits Per Employee	111,493
Employee Count	20,000
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, LON:0LC3 has paid 670.28 million in taxes.

Income Tax	670.28M
Effective Tax Rate	22.62%

Stock Price Statistics

The stock price has increased by +40.25% in the last 52 weeks. The beta is 1.43, so LON:0LC3's price volatility has been higher than the market average.

Beta (5Y)	1.43
52-Week Price Change	+40.25%
50-Day Moving Average	56.37
200-Day Moving Average	58.52
Relative Strength Index (RSI)	67.72
Average Volume (20 Days)	926

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.56

Income Statement

In the last 12 months, LON:0LC3 had revenue of GBP 6.74 billion and earned 2.23 billion in profits. Earnings per share was 5.63.

Revenue	6.74B
Gross Profit	6.74B
Operating Income	3.11B
Pretax Income	2.96B
Net Income	2.23B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	5.63

Full Income Statement

Balance Sheet

The company has 16.74 billion in cash and 13.16 billion in debt, giving a net cash position of 3.58 billion.

Cash & Cash Equivalents	16.74B
Total Debt	13.16B
Net Cash	3.58B
Net Cash Per Share	n/a
Equity (Book Value)	12.83B
Book Value Per Share	31.24
Working Capital	-49.58B

Full Balance Sheet

Cash Flow

Operating Cash Flow	7.59B
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	46.19%
Pretax Margin	43.99%
Profit Margin	34.04%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.82, which amounts to a dividend yield of 1.32%.

Dividend Per Share	0.82
Dividend Yield	1.32%
Dividend Growth (YoY)	2.29%
Years of Dividend Growth	3
Payout Ratio	14.49%
Buyback Yield	4.89%
Shareholder Yield	6.20%
Earnings Yield	12.33%
FCF Yield	n/a

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4