Synchrony Financial (LON:0LC3)
London flag London · Delayed Price · Currency is GBP · Price in USD
70.48
-2.17 (-2.99%)
Feb 12, 2026, 4:59 PM GMT

Synchrony Financial Statistics

Total Valuation

LON:0LC3 has a market cap or net worth of GBP 18.58 billion.

Market Cap18.58B
Enterprise Value n/a

Important Dates

The last earnings date was Tuesday, January 27, 2026.

Earnings Date Jan 27, 2026
Ex-Dividend Date Feb 6, 2026

Share Statistics

Current Share Class 347.60M
Shares Outstanding n/a
Shares Change (YoY) -6.67%
Shares Change (QoQ) -3.38%
Owned by Insiders (%) 0.51%
Owned by Institutions (%) 108.12%
Float 344.99M

Valuation Ratios

The trailing PE ratio is 7.21 and the forward PE ratio is 8.18.

PE Ratio 7.21
Forward PE 8.18
PS Ratio 2.56
PB Ratio 1.49
P/TBV Ratio 1.93
P/FCF Ratio n/a
P/OCF Ratio 2.54
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 21.30%.

Return on Equity (ROE) 21.30%
Return on Assets (ROA) 2.98%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 7.44%
Revenue Per Employee 362,435
Profits Per Employee 128,873
Employee Count20,000
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, LON:0LC3 has paid 794.27 million in taxes.

Income Tax 794.27M
Effective Tax Rate 23.13%

Stock Price Statistics

The stock price has increased by +12.81% in the last 52 weeks. The beta is 1.40, so LON:0LC3's price volatility has been higher than the market average.

Beta (5Y) 1.40
52-Week Price Change +12.81%
50-Day Moving Average 80.07
200-Day Moving Average 71.55
Relative Strength Index (RSI) 43.03
Average Volume (20 Days) 1,300

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 3.17

Income Statement

In the last 12 months, LON:0LC3 had revenue of GBP 7.25 billion and earned 2.58 billion in profits. Earnings per share was 6.90.

Revenue7.25B
Gross Profit 7.25B
Operating Income 3.57B
Pretax Income 3.43B
Net Income 2.58B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 6.90
Full Income Statement

Balance Sheet

The company has 11.12 billion in cash and 11.28 billion in debt, with a net cash position of -155.29 million.

Cash & Cash Equivalents 11.12B
Total Debt 11.28B
Net Cash -155.29M
Net Cash Per Share n/a
Equity (Book Value) 12.46B
Book Value Per Share 33.24
Working Capital -53.43B
Full Balance Sheet

Cash Flow

Operating Cash Flow 7.32B
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 49.30%
Pretax Margin 47.37%
Profit Margin 36.41%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.90, which amounts to a dividend yield of 1.22%.

Dividend Per Share 0.90
Dividend Yield 1.22%
Dividend Growth (YoY) 14.23%
Years of Dividend Growth 4
Payout Ratio 13.08%
Buyback Yield 6.67%
Shareholder Yield 7.88%
Earnings Yield 13.87%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4