Trupanion Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Debt Securities	233.69	147.46	142.53	164.65	133.07
Total Investments	233.69	147.46	142.53	164.65	133.07
Cash & Equivalents	171.46	199.53	170.46	84.64	100.87
Other Receivables	301.95	274.03	267.9	232.44	165.22
Net Property, Plant & Equipment	104.84	102.19	103.65	90.7	77.95
Other Intangible Assets	24.1	13.18	18.75	24.03	22.66
Goodwill	39.38	36.97	43.71	41.98	32.71
Other Assets	39.62	33.49	35.94	33.19	30.1
Total Assets	915.04	806.85	782.95	671.63	562.58
Unearned Premiums	270.94	251.64	235.33	202.69	146.91
Claims Reserves	55.92	51.64	63.24	43.73	39.67
Accounts Payable	16.45	11.53	10.51	9.47	8.95
Accrued Expenses	56.51	33.47	34.05	32.62	28.16
Total Debt	111.78	128.89	128.93	69.46	-
Other Liabilities	19.51	6.42	7.17	8.36	6.69
Total Liabilities	531.11	483.59	479.23	366.33	230.38
Treasury Stock	-16.53	-16.53	-16.53	-16.53	-10.78
Additional Paid-in Capital	604.83	568.3	536.11	499.69	466.79
Accumulated Other Comprehensive Income	2.1	-2.61	0.4	-6.3	3.08
Retained Earnings	-206.46	-225.89	-216.26	-171.56	-126.89
Shareholders' Equity	383.94	323.27	303.72	305.3	332.2
Total Liabilities & Equity	915.04	806.85	782.95	671.63	562.58
Book Value	383.94	323.27	303.72	305.3	332.2
Book Value Per Share	8.81	7.67	7.33	7.49	8.28
Tangible Book Value	320.45	273.12	241.26	239.28	276.83
Tangible Book Value Per Share	7.36	6.48	5.82	5.87	6.90

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.