Trupanion Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 12, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	1,024	1,630	995	1,613	3,936	3,438
Market Cap Growth	-38.26%	63.82%	-38.30%	-59.03%	14.48%	247.85%
Enterprise Value	994	1,623	978	1,587	3,855	3,434
PS Ratio	0.98	1.59	1.14	2.15	7.63	9.35
PB Ratio	3.73	6.31	4.17	6.37	16.04	13.81
P/FCF Ratio	19.15	52.91	3540.62	-	-	333.10
P/OCF Ratio	16.39	42.27	68.01	-	714.64	217.90
EV/Sales Ratio	0.97	1.58	1.12	2.11	7.47	9.34
EV/EBITDA Ratio	48.31	163.47	-	-	-	1679.45
EV/FCF Ratio	18.59	52.69	3480.83	-	-	332.72
Debt / Equity Ratio	0.31	0.40	0.43	0.23	-	0.00
Debt / EBITDA Ratio	4.04	10.37	-	-	-	0.30
Debt / FCF Ratio	1.59	3.34	360.14	-	-	0.06
Net Debt / Equity Ratio	-0.11	-0.10	-0.06	0.01	-0.26	-0.41
Net Debt / EBITDA Ratio	-1.42	-2.53	0.78	-0.12	3.80	-49.78
Net Debt / FCF Ratio	-0.56	-0.81	-51.87	-0.15	17.85	-9.86
Quick Ratio	1.67	1.66	1.58	1.57	1.69	2.19
Current Ratio	1.71	1.69	1.61	1.62	1.73	2.22
Asset Turnover	1.65	1.62	1.52	1.47	1.32	1.33
Return on Equity (ROE)	4.49%	-3.07%	-14.68%	-14.02%	-10.57%	-2.45%
Return on Assets (ROA)	0.93%	-0.32%	-3.12%	-4.29%	-4.12%	-0.71%
Earnings Yield	1.12%	-0.47%	-3.53%	-2.30%	-0.67%	-0.12%
FCF Yield	5.22%	1.89%	0.03%	-1.29%	-0.09%	0.30%
Buyback Yield / Dilution	-3.04%	-1.74%	-1.65%	-1.56%	-11.93%	-3.50%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.