Unum Group Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	8,672	9,635	10,653	6,924	6,775	3,710
Market Cap Growth	-22.25%	-9.55%	53.84%	2.21%	82.61%	8.41%
Enterprise Value	11,317	12,367	13,398	9,655	9,548	6,162
PE Ratio	15.80	17.56	7.50	6.87	5.80	5.12
PS Ratio	0.89	0.99	1.03	0.71	0.68	0.42
PB Ratio	1.05	1.17	1.22	0.91	0.93	0.44
P/FCF Ratio	-	-	9.61	8.26	6.20	3.93
P/OCF Ratio	-	-	8.81	7.33	5.75	3.62
EV/Sales Ratio	1.18	1.27	1.30	0.99	0.96	0.70
EV/EBITDA Ratio	12.06	13.16	6.49	6.33	5.60	5.03
EV/EBIT Ratio	13.52	14.57	6.80	6.70	5.92	5.42
EV/FCF Ratio	-	-	12.09	11.52	8.74	6.53
Debt / Equity Ratio	0.34	0.34	0.37	0.37	0.40	0.31
Debt / EBITDA Ratio	2.94	2.94	1.56	1.82	1.71	2.10
Debt / FCF Ratio	-	-	2.93	3.32	2.66	2.72
Net Debt / Equity Ratio	0.33	0.33	0.36	0.35	0.39	0.30
Net Debt / EBITDA Ratio	2.85	2.85	1.51	1.75	1.65	2.05
Net Debt / FCF Ratio	-	-	2.81	3.18	2.57	2.66
Quick Ratio	9.90	9.90	3.59	4.80	4.64	5.22
Current Ratio	36.08	36.08	11.32	18.96	20.45	25.37
Asset Turnover	0.21	0.21	0.21	0.20	0.18	0.17
Return on Equity (ROE)	6.69%	6.69%	17.26%	13.96%	13.97%	8.80%
Return on Assets (ROA)	1.14%	1.14%	2.46%	1.84%	1.85%	1.37%
Return on Invested Capital (ROIC)	6.07%	6.04%	13.82%	11.29%	11.52%	8.23%
Earnings Yield	6.33%	5.70%	13.34%	14.56%	17.24%	19.53%
FCF Yield	-	-	10.40%	12.11%	16.13%	25.42%
Dividend Yield	1.91%	2.33%	2.29%	3.34%	3.44%	5.45%
Payout Ratio	42.20%	-	16.67%	21.58%	18.06%	24.40%
Buyback Yield / Dilution	8.05%	8.05%	4.82%	2.23%	1.34%	-0.54%
Total Shareholder Return	9.95%	10.38%	7.11%	5.57%	4.77%	4.91%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.