Civista Bancshares Ratios and Metrics

Market cap in millions GBP. Fiscal year is February - January.

Millions GBP. Fiscal year is Feb - Jan.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '25 Nov 13, 2025	Jan '25 Jan 31, 2025	Jan '24 Jan 31, 2024	Jan '23 Jan 31, 2023	Jan '22 Jan 31, 2022	Jan '21 Jan 31, 2021
Market Capitalization	46,830	56,081	60,208	37,855	47,128	39,949
Market Cap Growth	-3.15%	-6.85%	59.05%	-19.68%	17.97%	24.10%
Enterprise Value	43,479	53,028	57,373	36,044	46,070	39,426
Last Close Price	175.32	211.19	229.65	145.37	185.66	165.76
PE Ratio	106.22	132.53	55.43	-	2181.12	-
PS Ratio	6.91	8.25	10.55	7.50	12.31	12.69
PB Ratio	6.75	7.72	9.47	8.35	13.95	16.72
P/TBV Ratio	11.57	13.48	15.38	19.29	49.37	45.98
P/FCF Ratio	25.87	31.80	39.93	36.06	45.60	53.98
P/OCF Ratio	23.90	28.33	35.62	28.14	38.31	43.20
EV/Sales Ratio	6.39	7.80	10.05	7.14	12.03	12.52
EV/EBITDA Ratio	44.32	79.90	156.88	243.95	271.19	1200.14
EV/EBIT Ratio	74.31	132.09	398.62	-	-	-
EV/FCF Ratio	24.02	30.07	38.05	34.34	44.58	53.27
Debt / Equity Ratio	0.41	0.37	0.41	0.58	0.46	0.68
Debt / EBITDA Ratio	2.92	3.36	5.29	9.85	5.96	13.05
Debt / FCF Ratio	1.58	1.53	1.72	2.51	1.52	2.21
Asset Turnover	0.52	0.49	0.49	0.52	0.54	0.56
Quick Ratio	1.99	1.81	1.88	1.66	0.96	1.07
Current Ratio	2.11	1.90	1.97	1.75	1.03	1.12
Return on Equity (ROE)	6.66%	6.15%	20.21%	-7.25%	0.74%	-9.80%
Return on Assets (ROA)	2.81%	1.81%	0.76%	-0.95%	-0.75%	-2.00%
Return on Capital (ROIC)	3.90%	2.62%	1.13%	-1.47%	-1.19%	-3.25%
Return on Capital Employed (ROCE)	5.90%	4.00%	1.60%	-	-	-
Earnings Yield	0.94%	0.76%	1.80%	-0.79%	0.05%	-0.52%
FCF Yield	3.87%	3.15%	2.50%	2.77%	2.19%	1.85%
Buyback Yield / Dilution	-0.51%	-1.48%	-4.11%	-0.31%	-7.18%	-4.33%

Updated Jul 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.