Erste Group Bank AG Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 19, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	36,150	20,254	12,857	10,799	14,081	9,062
Market Cap Growth	82.80%	57.53%	19.06%	-23.31%	55.38%	-21.93%
Last Close Price	92.65	46.94	28.65	22.43	27.57	17.35
PE Ratio	13.59	8.18	5.11	5.90	9.44	15.13
PS Ratio	3.78	2.27	1.45	1.48	2.21	1.73
PB Ratio	1.23	0.80	0.52	0.48	0.71	0.45
Debt / Equity Ratio	2.03	2.12	1.88	1.69	1.54	1.59
Net Debt / Equity Ratio	1.66	1.09	0.47	0.13	-0.39	-0.09
Net Debt / FCF Ratio	-11.74	-1.93	-8.31	-0.18	0.59	0.39
Return on Equity (ROE)	12.33%	13.31%	14.57%	10.93%	10.49%	4.78%
Return on Assets (ROA)	1.11%	1.14%	1.19%	0.84%	0.82%	0.39%
Earnings Yield	7.36%	12.76%	20.23%	17.78%	11.47%	7.74%
FCF Yield	-11.53%	-71.20%	-10.95%	-149.27%	-92.03%	-53.75%
Dividend Yield	2.37%	5.29%	8.18%	7.51%	4.88%	7.75%
Payout Ratio	38.76%	38.94%	28.99%	34.83%	39.30%	14.63%
Buyback Yield / Dilution	2.26%	2.38%	0.27%	-0.29%	0.02%	0.06%
Total Shareholder Return	4.75%	7.67%	8.45%	7.22%	4.89%	7.80%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.