BPER Banca SpA (LON:0MU6)

BPER Banca SpA Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	7,888	10,086	13,997	1,306	849.1
Investment Securities	6,935	15,146	16,278	14,046	12,096
Trading Asset Securities	1,314	2,092	2,860	677.9	449.29
Total Investments	8,249	17,239	19,138	14,724	12,545
Gross Loans	113,550	103,576	108,653	96,762	68,336
Allowance for Loan Losses	-	-1,523	-1,884	-2,111	-1,772
Net Loans	113,550	102,052	106,769	94,651	66,564
Property, Plant & Equipment	2,502	1,963	2,094	1,647	1,093
Goodwill	170.02	170.02	204.39	204.39	434.76
Other Intangible Assets	540.75	478.96	359.11	254.81	267.97
Investments in Real Estate	-	494.03	452.35	297.51	272.36
Accrued Interest Receivable	-	18.44	18.55	11.38	14.52
Other Receivables	392.73	5,985	3,742	1,168	716.94
Restricted Cash	-	1,037	1,348	20,310	8,353
Other Current Assets	41.02	302.51	1,534	199.83	248.02
Long-Term Deferred Tax Assets	1,384	1,834	2,352	1,374	1,585
Other Long-Term Assets	5,874	455.38	278.6	184.27	108.91
Total Assets	140,591	142,128	152,303	136,348	93,062
Accounts Payable	-	394	444.64	290.19	247.13
Accrued Expenses	-	985.68	809.32	540.61	264.31
Interest Bearing Deposits	104,250	4,543	2,696	1,192	1,064
Non-Interest Bearing Deposits	-	94,751	102,895	92,054	55,166
Total Deposits	104,250	99,294	105,590	93,246	56,230
Short-Term Borrowings	368.78	6,636	4,318	6,533	3,525
Current Portion of Leases	-	70.51	80.43	67.31	54.31
Current Income Taxes Payable	15.18	10.64	8.17	9.6	4.8
Other Current Liabilities	5.07	411.61	1,800	1,399	846.15
Long-Term Debt	18,915	20,732	27,305	25,167	23,849
Long-Term Leases	-	257.94	288.69	263.05	203.28
Pension & Post-Retirement Benefits	240.85	272.12	294.81	352.47	298.2
Long-Term Deferred Tax Liabilities	57.11	56.77	63.39	58.9	77.52
Other Long-Term Liabilities	5,175	3,442	3,179	1,560	1,128
Total Liabilities	129,027	132,563	144,182	129,489	86,728
Common Stock	2,122	2,104	2,104	2,100	2,100
Additional Paid-In Capital	1,245	1,237	1,237	1,240	1,241
Retained Earnings	1,403	5,056	3,785	2,440	2,019
Treasury Stock	-32.04	-2.25	-5.68	-9.55	-7.26
Comprehensive Income & Other	6,617	971.61	818.88	925.2	846.36
Total Common Equity	11,354	9,366	7,940	6,696	6,200
Minority Interest	210.41	199.33	180.36	162.5	133.98
Shareholders' Equity	11,564	9,565	8,121	6,859	6,334
Total Liabilities & Equity	140,591	142,128	152,303	136,348	93,062
Total Debt	19,284	27,696	31,992	32,031	27,631
Net Cash (Debt)	-10,082	-15,139	-14,537	-29,509	-26,121
Net Cash Per Share	-6.96	-10.44	-10.04	-20.38	-36.55
Filing Date Shares Outstanding	1,415	1,415	1,414	1,411	1,413
Total Common Shares Outstanding	1,415	1,415	1,414	1,411	1,413
Book Value Per Share	8.02	6.62	5.61	4.75	4.39
Tangible Book Value	10,643	8,717	7,377	6,237	5,497
Tangible Book Value Per Share	7.52	6.16	5.22	4.42	3.89

Source: S&P Capital IQ. Banks template. Financial Sources.