Van Lanschot Kempen NV (LON:0O4B)

Van Lanschot Kempen NV Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	382.29	405.53	347.24	220.96	205.56	212.54
Interest Income on Investments	232.03	260.99	179.42	33.21	28.35	28.06
Total Interest Income	614.31	666.52	526.65	254.17	233.91	240.59
Interest Paid on Deposits	247.42	276.79	183.73	64.73	50.06	46.01
Interest Paid on Borrowings	207.54	214.27	146.12	37.82	35.4	42.79
Total Interest Expense	454.96	491.06	329.85	102.55	85.46	88.8
Net Interest Income	159.35	175.46	196.81	151.62	148.45	151.79
Net Interest Income Growth (YoY)	-12.01%	-10.85%	29.80%	2.14%	-2.20%	-13.21%
Gain (Loss) on Sale of Investments	-0.54	-0.82	-1.63	-2.61	9.28	0.18
Gain (Loss) on Sale of Equity Investments	2.75	6.41	32.24	16.37	28.74	12.78
Other Non-Interest Income	565.92	543.55	441.96	412.94	418.39	277.99
Total Non-Interest Income	568.13	549.15	472.57	426.69	456.41	290.95
Non-Interest Income Growth (YoY)	6.34%	16.20%	10.75%	-6.51%	56.87%	-23.11%
Revenues Before Loan Losses	727.48	724.61	669.37	578.32	604.86	442.74
Provision for Loan Losses	-6.32	-1.44	2.03	-14.55	-11.68	1.87
Revenue	733.8	726.04	667.35	592.87	616.54	440.87
Revenue Growth (YoY)	3.39%	8.80%	12.56%	-3.84%	39.85%	-22.02%
Salaries and Employee Benefits	359.48	349.56	334.73	316.79	279.81	246.72
Occupancy Expenses	18.33	17.97	32.99	31.54	29.4	24.71
Selling, General & Administrative	144.56	142	135.45	117.3	128.58	115.22
Other Non-Interest Expense	-	-0	-	-0	-	-
Total Non-Interest Expense	522.38	509.53	503.17	465.63	437.79	386.66
EBT Excluding Unusual Items	211.42	216.51	164.17	127.24	178.75	54.21
Asset Writedown	-	-	-	-8.26	-0.3	-
Other Unusual Items	-19.5	-19.5	-	-	-	-
Pretax Income	187.32	193.51	164.17	118.98	178.45	54.21
Income Tax Expense	52.05	51.57	39.02	34.68	34.64	4.37
Earnings From Continuing Operations	135.27	141.94	125.16	84.3	143.81	49.84
Minority Interest in Earnings	-0.1	-0.19	0.04	-0.15	-0.07	-0.09
Net Income	135.17	141.75	125.2	84.16	143.73	49.76
Preferred Dividends & Other Adjustments	8.88	9.9	6.75	6.75	6.75	6.75
Net Income to Common	126.29	131.86	118.45	77.41	136.98	43.01
Net Income Growth	-8.49%	13.22%	48.77%	-41.45%	188.86%	-49.22%
Basic Shares Outstanding	42	42	42	41	41	41
Diluted Shares Outstanding	42	43	43	43	41	41
Shares Change (YoY)	-0.48%	-0.02%	0.08%	3.66%	-0.31%	10187.83%
EPS (Basic)	2.98	3.11	2.82	1.90	3.35	1.05
EPS (Diluted)	2.98	3.10	2.78	1.82	3.34	1.05
EPS Growth	-8.27%	11.51%	52.75%	-45.51%	218.32%	-99.55%
Dividend Per Share	2.750	2.750	2.000	1.750	2.000	0.700
Dividend Growth	37.50%	37.50%	14.29%	-12.50%	185.71%	-99.53%
Effective Tax Rate	27.79%	26.65%	23.77%	29.15%	19.41%	8.06%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.