LON:0OAL Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	23,751	23,537	25,564	26,765	31,285
Investment Income	4,215	4,255	3,446	2,370	14,612
Net Gains on Investments	-1,202	-548	-1,078	827	2,271
Total Other Revenues	11	7	6	34	3,989
Revenue	26,775	27,251	27,938	29,996	52,157
Revenue Growth (YoY)	-1.75%	-2.46%	-6.86%	-42.49%	19.25%
Insurance Benefits & Claims	14,162	14,567	15,393	15,461	26,908
Policy Amortization Costs	3,371	3,425	3,771	3,545	4,524
Other Operating Expenses	5,053	5,529	5,399	6,159	8,728
Operating Income	4,189	3,730	3,375	4,831	11,997
Interest Expense	-396	-462	-516	-603	-1,305
Other Non-Operating Income (Expense)	86	602	8	-456	2,655
Total Non-Operating Income (Expense)	-310	140	-508	-1,059	1,350
Pretax Income	3,879	3,870	2,867	3,772	13,347
Provision for Income Taxes	782	1,170	126	882	2,441
Net Income	3,096	-1,426	3,614	10,198	10,338
Minority Interest in Earnings	1	478	235	1,046	539
Net Income Attributable to Preferred Dividends	-	22	29	29	29
Earnings From Discontinued Operations	-	-3,626	1,137	8,383	-1
Net Income to Common	3,096	-1,426	3,614	10,198	10,338
Net Income Growth	-	-	-64.56%	-1.35%	-
Shares Outstanding (Basic)	565	651	720	779	854
Shares Outstanding (Diluted)	570	657	725	788	865
Shares Change (YoY)	-13.23%	-9.37%	-7.96%	-8.90%	-0.51%
EPS (Basic)	5.48	-2.19	5.02	13.10	12.10
EPS (Diluted)	5.43	-2.17	4.98	12.94	11.95
EPS Growth	-	-	-61.52%	8.29%	-
Free Cash Flow	3,314	3,273	6,243	4,134	6,223
Free Cash Flow Growth	1.25%	-47.57%	51.02%	-33.57%	499.52%
Free Cash Flow Per Share	5.81	4.98	8.61	5.25	7.20
Dividends Per Share	1.750	1.560	1.400	1.280	1.280
Dividend Growth	12.18%	11.43%	9.38%	-	-
Operating Margin	15.65%	13.69%	12.08%	16.11%	23.00%
Profit Margin	11.57%	9.91%	9.81%	9.63%	20.91%
FCF Margin	12.38%	12.01%	22.35%	13.78%	11.93%
EBITDA	7,644	7,327	7,216	8,692	16,539
EBITDA Margin	28.55%	26.89%	25.83%	28.98%	31.71%
EBIT	4,189	3,730	3,375	4,831	11,997
EBIT Margin	15.65%	13.69%	12.08%	16.11%	23.00%
Effective Tax Rate	20.16%	30.23%	4.39%	23.38%	18.29%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.