LON:0OAL Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	3,259	-1,404	3,643	10,227	10,367	-5,944
Depreciation & Amortization	3,570	3,597	3,841	3,861	4,542	4,120
Gain (Loss) on Sale of Assets	-575	-616	29	153	-3,044	8,525
Gain (Loss) on Sale of Investments	1,044	637	662	637	-2,099	-1,179
Change in Accounts Receivable	-964	-571	544	-1,681	-724	2,586
Reinsurance Recoverable	1,654	727	-204	2,794	-1,044	-693
Change in Income Taxes	1,190	468	-338	199	1,579	-2,434
Change in Insurance Reserves / Liabilities	-983	341	823	-4,486	4,472	461
Change in Other Net Operating Assets	-1,196	197	1,968	1,626	-1,534	156
Other Operating Activities	-1,042	3,547	136	-4,911	-1,372	-608
Operating Cash Flow	2,803	3,273	6,243	4,134	6,223	1,038
Operating Cash Flow Growth	-41.20%	-47.57%	51.02%	-33.57%	499.52%	-
Investment in Securities	4,806	4,785	-3,545	2,736	-6,222	-10,196
Other Investing Activities	-458	-4,237	-6,288	-7,636	-995	6
Investing Cash Flow	5,912	1,672	-7,021	-3,626	-3,280	-6,202
Long-Term Debt Issued	-	661	742	97	4,445	6,324
Total Debt Repaid	-2,626	-2,048	-2,349	-9,760	-8,641	-4,706
Net Debt Issued (Repaid)	-725	-1,387	-1,607	-9,663	-4,196	1,618
Repurchases of Common Stock	-7,074	-6,652	-2,961	-5,200	-2,592	-500
Repurchases of Preferred Stock	-	-485	-	-	-	-
Common Dividends Paid	-978	-1,002	-997	-982	-1,083	-1,103
Preferred Dividends Paid	-	-22	-29	-29	-29	-29
Total Dividends Paid	-978	-1,024	-1,026	-1,011	-1,112	-1,132
Other Financing Activities	29	4,485	6,376	15,272	1,222	541
Financing Cash Flow	-8,748	-5,063	782	-602	-3,679	5,058
Foreign Exchange Rate Adjustments	-17	-83	-13	-117	-67	49
Miscellaneous Cash Flow Adjustments	85	-	11	-95	-	-
Net Cash Flow	35	-201	2	-306	-803	-57
Cash Interest Paid	545	858	1,059	1,127	1,348	1,147
Cash Income Tax Paid	32	708	984	746	862	975
Levered Free Cash Flow	9,085	16,326	5,866	-14,283	14,560	8,794
Unlevered Free Cash Flow	9,335	16,615	6,188	-13,906	15,376	9,705
Change in Working Capital	-3,729	-2,357	-1,364	-5,280	-2,220	-4,216

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.