Royal Bank of Canada (LON: 0QKU)

Royal Bank of Canada Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 30, 2024	Oct 30, 2024	Oct 30, 2023	Oct 30, 2022	Oct 30, 2021	Oct 30, 2020
Cash & Equivalents	54,723	54,723	58,989	70,397	111,846	115,888
Investment Securities	671,642	671,642	628,656	593,697	530,932	490,053
Trading Asset Securities	343,746	343,746	338,580	246,757	185,175	205,158
Mortgage-Backed Securities	2,634	2,634	2,701	2,888	2,747	2,370
Total Investments	1,018,022	1,018,022	969,937	843,342	718,854	697,581
Gross Loans	987,934	987,934	858,306	824,327	722,366	667,529
Allowance for Loan Losses	-6,037	-6,037	-5,004	-3,753	-4,089	-5,639
Net Loans	981,897	981,897	853,302	820,574	718,277	661,890
Property, Plant & Equipment	6,852	6,852	6,749	7,214	7,424	7,934
Goodwill	19,286	19,286	12,594	12,277	10,854	11,302
Other Intangible Assets	7,798	7,798	5,903	6,083	4,471	4,752
Accrued Interest Receivable	7,904	7,904	7,774	4,703	2,195	2,362
Other Receivables	21,782	21,782	21,407	19,223	13,342	12,164
Restricted Cash	22,475	22,475	23,104	27,634	16,541	21,119
Other Current Assets	17,161	17,161	35,859	97,235	89,460	79,199
Long-Term Deferred Tax Assets	4,328	4,328	3,116	1,472	2,011	2,579
Other Long-Term Assets	9,354	9,354	7,797	7,065	11,048	7,778
Total Assets	2,171,582	2,171,582	2,006,531	1,917,219	1,706,323	1,624,548
Accounts Payable	1,475	1,475	1,580	1,292	1,867	1,500
Accrued Expenses	20,051	20,051	17,154	19,965	15,801	12,584
Interest Bearing Deposits	541,163	541,163	458,490	989,652	461,937	440,868
Institutional Deposits	670,000	670,000	586,000	-	416,000	388,000
Non-Interest Bearing Deposits	198,368	198,368	187,197	219,162	222,894	183,017
Total Deposits	1,409,531	1,409,531	1,231,687	1,208,814	1,100,831	1,011,885
Short-Term Borrowings	13,996	13,996	16,223	19,647	7,916	8,354
Current Portion of Long-Term Debt	304,855	304,855	334,959	273,111	261,721	269,260
Current Portion of Leases	709	709	653	654	631	-
Current Income Taxes Payable	2,398	2,398	2,962	2,136	3,403	2,209
Accrued Interest Payable	13,226	13,226	10,936	5,019	2,178	2,855
Other Current Liabilities	57,485	57,485	83,691	83,286	77,915	70,745
Long-Term Debt	177,775	177,775	154,294	164,352	101,512	124,765
Long-Term Leases	3,964	3,964	4,111	4,456	4,446	5,357
Long-Term Unearned Revenue	4,149	4,149	3,830	3,660	3,518	2,945
Pension & Post-Retirement Benefits	1,924	1,924	1,611	1,668	2,038	2,424
Long-Term Deferred Tax Liabilities	542	542	426	439	74	52
Other Long-Term Liabilities	32,310	32,310	27,267	20,545	23,710	22,846
Total Liabilities	2,044,390	2,044,390	1,891,384	1,809,044	1,607,561	1,537,781
Preferred Stock, Redeemable	-	-	23	23	23	23
Preferred Stock, Non-Redeemable	5,370	5,370	4,000	4,000	4,000	1,750
Preferred Stock, Convertible	3,650	3,650	3,300	3,300	2,700	4,175
Preferred Stock, Other	11	11	-9	-5	-39	-3
Total Preferred Equity	9,031	9,031	7,314	7,318	6,684	5,945
Common Stock	21,013	21,013	19,398	17,318	17,728	17,628
Retained Earnings	88,608	88,608	81,715	78,037	71,795	59,806
Treasury Stock	-61	-61	-231	-334	-73	-129
Comprehensive Income & Other	8,498	8,498	6,852	5,725	2,533	3,414
Total Common Equity	118,058	118,058	107,734	100,746	91,983	80,719
Minority Interest	103	103	99	111	95	103
Shareholders' Equity	127,192	127,192	115,147	108,175	98,762	86,767
Total Liabilities & Equity	2,171,582	2,171,582	2,006,531	1,917,219	1,706,323	1,624,548
Total Debt	501,299	501,299	510,240	462,220	376,226	407,736
Net Cash (Debt)	313,993	313,993	298,606	280,790	308,336	265,338
Net Cash Growth	5.15%	5.15%	6.34%	-8.93%	16.20%	13.83%
Net Cash Per Share	222.10	222.10	214.43	199.70	216.11	185.71
Filing Date Shares Outstanding	1,415	1,415	1,407	1,383	1,425	1,422
Total Common Shares Outstanding	1,415	1,415	1,401	1,383	1,425	1,422
Book Value Per Share	83.46	83.46	76.92	72.85	64.57	56.75
Tangible Book Value	90,974	90,974	89,237	82,386	76,658	64,665
Tangible Book Value Per Share	64.32	64.32	63.72	59.57	53.81	45.46

Source: S&P Capital IQ. Banks template. Financial Sources.