Graubündner Kantonalbank Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	-	8,023	6,261	7,743	8,912	8,180
Investment Securities	2,700	2,470	1,839	2,215	2,053	2,077
Trading Asset Securities	9.14	16.53	151.71	44.59	25.42	30.54
Total Investments	2,709	2,487	1,991	2,260	2,079	2,108
Gross Loans	25,002	25,053	24,285	22,840	21,610	20,924
Allowance for Loan Losses	-	-365.54	-321.5	-268.41	-232.39	-197.25
Net Loans	25,002	24,688	23,963	22,571	21,378	20,726
Property, Plant & Equipment	130.41	132.05	134.01	139.62	134.08	124.63
Goodwill	12.04	15.04	26.6	34.47	6.73	13.46
Investments in Real Estate	-	0.01	0.01	2.42	11.86	4.91
Accrued Interest Receivable	56.29	40.19	40.99	-	-	-
Other Receivables	120.96	83.03	246.36	281.37	145.05	133.46
Other Current Assets	6,491	82.84	56.69	84.83	76.99	77.71
Long-Term Deferred Tax Assets	-	1.18	1.05	0.88	1.95	1.01
Other Long-Term Assets	59.65	46.52	47.88	135.59	43.7	49.79
Total Assets	34,581	35,598	32,769	33,253	32,789	31,420
Accrued Expenses	183.84	22.52	19.33	146.65	91.18	88.03
Interest Bearing Deposits	20,957	11,674	19,877	5,198	19,537	18,106
Non-Interest Bearing Deposits	-	9,562	-	15,200	-	-
Total Deposits	20,957	21,236	19,877	20,398	19,537	18,106
Short-Term Borrowings	1,351	1,992	1,108	1,816	1,778	2,030
Current Portion of Long-Term Debt	2,085	2,594	2,257	2,733	4,099	4,072
Other Current Liabilities	0.06	-	-	-	0.06	0
Long-Term Debt	6,755	6,207	6,261	5,212	4,406	4,321
Long-Term Unearned Revenue	-	185	122.04	-	-	-
Other Long-Term Liabilities	302.76	359.48	184.67	78.79	62.23	47.85
Total Liabilities	31,634	32,597	29,828	30,384	29,974	28,664
Common Stock	75	75	75	75	75	75
Retained Earnings	2,630	2,667	2,606	2,527	2,483	2,437
Treasury Stock	-14.8	-14.8	-14.84	-11.33	-11.38	-11.79
Comprehensive Income & Other	212.46	211.88	211.25	210.75	210.2	209.82
Total Common Equity	2,902	2,939	2,878	2,801	2,757	2,710
Minority Interest	44.21	61.55	63.31	67.75	57.38	45.63
Shareholders' Equity	2,947	3,001	2,941	2,869	2,814	2,756
Total Liabilities & Equity	34,581	35,598	32,769	33,253	32,789	31,420
Total Debt	10,191	10,794	9,625	9,761	10,284	10,422
Net Cash (Debt)	-10,181	-2,754	-3,212	-1,973	-1,347	-2,211
Net Cash Per Share	-	-1105.90	-	-791.56	-540.26	-887.36
Filing Date Shares Outstanding	-	2.49	-	2.49	2.49	2.49
Total Common Shares Outstanding	-	2.49	-	2.49	2.49	2.49
Book Value Per Share	-	1180.22	-	1123.89	1106.14	1087.45
Tangible Book Value	2,890	2,924	2,851	2,767	2,750	2,696
Tangible Book Value Per Share	-	1174.18	-	1110.06	1103.44	1082.05

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.