Luzerner Kantonalbank AG Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	7,583	8,213	8,438	9,627	9,440	7,557
Investment Securities	5,292	5,183	5,083	5,066	4,299	4,380
Trading Asset Securities	2,079	1,906	1,394	1,314	825.77	723.19
Total Investments	7,372	7,088	6,477	6,379	5,124	5,104
Gross Loans	45,164	43,590	41,983	39,545	37,420	35,076
Allowance for Loan Losses	-	-186.79	-204.19	-196.62	-190.62	-130.18
Net Loans	45,164	43,403	41,778	39,348	37,229	34,946
Property, Plant & Equipment	215.15	218.54	222.58	214.87	275.49	237
Goodwill	-	-	15.54	24.02	32.5	40.97
Other Receivables	714.09	393.6	351.99	1,272	667.92	793.85
Other Current Assets	-	100.97	109.47	74.64	57.53	56.31
Other Long-Term Assets	21.55	45.48	3.97	40.18	10.5	4.1
Total Assets	61,180	59,462	57,397	56,980	52,837	48,739
Accrued Expenses	284.16	33.24	37.59	253.99	236.58	226.07
Interest Bearing Deposits	28,896	16,503	28,848	27,045	28,551	25,338
Non-Interest Bearing Deposits	-	12,599	-	-	-	-
Total Deposits	28,896	29,102	28,848	27,045	28,551	25,338
Short-Term Borrowings	4,235	5,643	4,938	4,009	2,538	3,192
Current Portion of Long-Term Debt	5,955	5,305	-	-	-	-
Other Current Liabilities	58.31	104.06	92.51	97.3	64.71	41.85
Long-Term Debt	17,524	14,910	19,246	22,178	18,275	16,890
Long-Term Unearned Revenue	-	287.01	307.91	-	-	-
Pension & Post-Retirement Benefits	-	16.65	21.24	1	1.15	1.31
Long-Term Deferred Tax Liabilities	-	0.71	0.85	0.01	0.02	0.02
Other Long-Term Liabilities	76.1	16.13	48.5	166.37	89.08	68.6
Total Liabilities	57,028	55,417	53,541	53,751	49,755	45,758
Common Stock	183.46	183.46	183.46	157.25	157.25	157.25
Retained Earnings	3,487	3,328	3,139	2,980	2,834	2,736
Treasury Stock	-4.54	-18.53	-19.33	-6.32	-7.51	-9.47
Comprehensive Income & Other	487.07	552.81	552.74	97.92	97.76	96.97
Shareholders' Equity	4,152	4,045	3,856	3,229	3,082	2,981
Total Liabilities & Equity	61,180	59,462	57,397	56,980	52,837	48,739
Total Debt	27,714	25,858	24,184	26,187	20,813	20,082
Net Cash (Debt)	-18,052	-15,739	-14,352	-15,247	-10,547	-11,802
Net Cash Per Share	-	-319.06	-290.67	-359.37	-248.57	-278.37
Filing Date Shares Outstanding	-	49.32	49.31	42.42	42.41	42.39
Total Common Shares Outstanding	-	49.32	49.31	42.42	42.41	42.39
Book Value Per Share	-	82.02	78.20	76.11	72.67	70.32
Tangible Book Value	4,152	4,045	3,841	3,205	3,049	2,940
Tangible Book Value Per Share	-	82.02	77.88	75.54	71.91	69.36

Source: S&P Global Market Intelligence. Banks template. Financial Sources.