Julius Bär Gruppe AG Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,828	2,509	2,593	1,248	758.6
Total Interest Income	1,828	2,509	2,593	1,248	758.6
Interest Paid on Deposits	1,703	2,132	1,751	425.4	131.6
Net Interest Income	124.6	377.3	841.8	822.9	627
Net Interest Income Growth (YoY)	-66.98%	-55.18%	2.30%	31.24%	0.85%
Gain (Loss) on Sale of Assets	-99.4	-	-	-	-
Gain (Loss) on Sale of Investments	1.7	1.9	1	2.1	9.4
Gain (Loss) on Sale of Equity Investments	-	-0.8	-19.8	-	-
Other Non-Interest Income	3,946	3,497	3,023	3,044	3,223
Total Non-Interest Income	3,848	3,498	3,004	3,047	3,233
Non-Interest Income Growth (YoY)	10.01%	16.46%	-1.40%	-5.76%	7.87%
Revenues Before Loan Losses	3,973	3,876	3,846	3,869	3,860
Provision for Loan Losses	212.5	14.8	606.3	16	1.8
Revenue	3,760	3,861	3,240	3,853	3,858
Revenue Growth (YoY)	-2.60%	19.18%	-15.93%	-0.12%	7.67%
Salaries and Employee Benefits	1,759	1,715	1,621	1,597	1,567
Occupancy Expenses	96.4	100.2	102.6	93.7	95.7
Amortization of Goodwill & Intangibles	148.3	140.8	133.4	146.8	141.4
Selling, General & Administrative	802.8	846.9	860.4	863.4	775.9
Other Non-Interest Expense	-0.1	-	-0.1	-	-
Total Non-Interest Expense	2,806	2,803	2,717	2,701	2,580
EBT Excluding Unusual Items	954.2	1,058	522.6	1,152	1,278
Asset Writedown	-5.4	-3.8	-8.8	-30.2	-18.7
Other Unusual Items	-11.2	-	-	-	-
Pretax Income	937.6	1,054	513.8	1,083	1,259
Income Tax Expense	173.8	31.9	60.3	134	176.1
Earnings From Continuing Operations	763.8	1,022	453.5	949.1	1,083
Minority Interest in Earnings	-0.1	-0.1	0.5	0.5	-0.7
Net Income	763.7	1,022	454	949.6	1,082
Net Income to Common	763.7	1,022	454	949.6	1,082
Net Income Growth	-25.28%	125.13%	-52.19%	-12.24%	55.01%
Basic Shares Outstanding	206	205	206	208	214
Diluted Shares Outstanding	206	205	206	208	214
Shares Change (YoY)	0.05%	-0.11%	-1.29%	-2.64%	-0.98%
EPS (Basic)	3.72	4.98	2.21	4.56	5.06
EPS (Diluted)	3.71	4.97	2.21	4.56	5.06
EPS Growth	-25.26%	125.10%	-51.55%	-9.87%	56.53%
Dividend Per Share	2.600	2.600	2.600	2.600	2.600
Dividend Growth	-	-	-	-	48.57%
Effective Tax Rate	18.54%	3.03%	11.74%	12.37%	13.99%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.