Zurich Insurance Group AG Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	62,945	59,410	56,001	50,680	42,929
Total Interest & Dividend Income	5,742	1,761	2,230	3,600	19,439
Gain (Loss) on Sale of Investments	1,810	1,084	-696	-1,844	2,038
Non-Insurance Activities Revenue	-	97	98	112	102
Other Revenue	2,586	6,366	6,097	6,092	1,279
Total Revenue	73,076	68,718	63,730	58,640	70,052
Revenue Growth (YoY)	6.34%	7.83%	8.68%	-16.29%	18.84%
Policy Benefits	55,678	53,293	50,304	46,329	43,785
Policy Acquisition & Underwriting Costs	-	-	-	-	9,213
Selling, General & Administrative	3,830	3,575	3,583	3,757	8,794
Non-Insurance Activities Expense	-	194	99	236	285
Other Operating Expenses	3,069	2,864	2,727	2,341	-
Total Operating Expenses	62,577	59,926	56,713	52,663	62,077
Operating Income	10,499	8,792	7,017	5,977	7,975
Interest Expense	-460	-440	-456	-444	-469
Other Non Operating Income (Expenses)	2	-1	1	-	-1
EBT Excluding Unusual Items	10,041	8,351	6,562	5,533	7,505
Gain (Loss) on Sale of Assets	-	114	-104	-159	-185
Pretax Income	10,041	8,465	6,458	5,374	7,320
Income Tax Expense	2,840	2,261	1,741	1,076	1,895
Earnings From Continuing Ops.	7,201	6,204	4,717	4,298	5,425
Minority Interest in Earnings	-403	-390	-366	-334	-223
Net Income	6,798	5,814	4,351	3,964	5,202
Net Income to Common	6,798	5,814	4,351	3,964	5,202
Net Income Growth	16.93%	33.62%	9.76%	-23.80%	35.68%
Shares Outstanding (Basic)	143	144	145	148	149
Shares Outstanding (Diluted)	144	145	146	150	150
Shares Change (YoY)	-0.54%	-1.06%	-2.15%	-0.33%	0.07%
EPS (Basic)	47.68	40.48	29.95	26.70	34.99
EPS (Diluted)	47.20	40.15	29.73	26.50	34.66
EPS Growth	17.56%	35.05%	12.19%	-23.54%	35.60%
Free Cash Flow	5,423	7,233	6,927	4,507	2,591
Free Cash Flow Per Share	37.65	49.95	47.33	30.13	17.27
Dividend Per Share	-	30.899	30.877	25.955	24.133
Dividend Growth	-	0.07%	18.96%	7.55%	6.76%
Operating Margin	14.37%	12.79%	11.01%	10.19%	11.38%
Profit Margin	9.30%	8.46%	6.83%	6.76%	7.43%
Free Cash Flow Margin	7.42%	10.53%	10.87%	7.69%	3.70%
EBITDA	11,357	9,034	7,263	6,210	8,250
EBITDA Margin	15.54%	13.15%	11.40%	10.59%	11.78%
D&A For EBITDA	858	242	246	233	275
EBIT	10,499	8,792	7,017	5,977	7,975
EBIT Margin	14.37%	12.79%	11.01%	10.19%	11.38%
Effective Tax Rate	28.28%	26.71%	26.96%	20.02%	25.89%
Revenue as Reported	-	-	-	-	69,867

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.