Zurich Insurance Group AG (LON:0QP2)

Zurich Insurance Group AG Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	60,609	59,410	56,001	50,680	42,929	39,835
Total Interest & Dividend Income	1,756	1,761	2,230	3,600	19,439	12,289
Gain (Loss) on Sale of Investments	835	1,084	-696	-1,844	2,038	2,047
Non-Insurance Activities Revenue	131	97	98	112	102	109
Other Revenue	6,378	6,366	6,097	6,092	1,279	961
Total Revenue	69,709	68,718	63,730	58,640	70,052	58,944
Revenue Growth (YoY)	5.63%	7.83%	8.68%	-16.29%	18.84%	-18.23%
Policy Benefits	54,096	53,293	50,304	46,329	43,785	35,845
Policy Acquisition & Underwriting Costs	-	-	-	-	9,213	8,555
Selling, General & Administrative	3,623	3,575	3,583	3,757	8,794	8,006
Non-Insurance Activities Expense	234	194	99	236	285	802
Other Operating Expenses	2,908	2,864	2,727	2,341	-	-
Total Operating Expenses	60,861	59,926	56,713	52,663	62,077	53,208
Operating Income	8,848	8,792	7,017	5,977	7,975	5,736
Interest Expense	-426	-440	-456	-444	-469	-399
Other Non Operating Income (Expenses)	-1	-1	1	-	-1	1
EBT Excluding Unusual Items	8,421	8,351	6,562	5,533	7,505	5,338
Gain (Loss) on Sale of Assets	87	114	-104	-159	-185	57
Pretax Income	8,508	8,465	6,458	5,374	7,320	5,395
Income Tax Expense	2,243	2,261	1,741	1,076	1,895	1,323
Earnings From Continuing Ops.	6,265	6,204	4,717	4,298	5,425	4,072
Minority Interest in Earnings	-412	-390	-366	-334	-223	-238
Net Income	5,853	5,814	4,351	3,964	5,202	3,834
Net Income to Common	5,853	5,814	4,351	3,964	5,202	3,834
Net Income Growth	19.82%	33.62%	9.76%	-23.80%	35.68%	-7.55%
Shares Outstanding (Basic)	143	144	145	148	149	148
Shares Outstanding (Diluted)	144	145	146	150	150	150
Shares Change (YoY)	-1.11%	-1.06%	-2.15%	-0.33%	0.07%	0.13%
EPS (Basic)	40.98	40.48	29.95	26.70	34.99	25.85
EPS (Diluted)	40.66	40.15	29.73	26.50	34.66	25.56
EPS Growth	21.15%	35.05%	12.19%	-23.54%	35.60%	-7.69%
Free Cash Flow	6,420	7,233	6,927	4,507	2,591	5,149
Free Cash Flow Per Share	44.60	49.95	47.33	30.13	17.27	34.33
Dividend Per Share	30.899	30.899	30.877	25.955	24.133	22.605
Dividend Growth	0.07%	0.07%	18.96%	7.55%	6.76%	9.46%
Operating Margin	12.69%	12.79%	11.01%	10.19%	11.38%	9.73%
Profit Margin	8.40%	8.46%	6.83%	6.76%	7.43%	6.50%
Free Cash Flow Margin	9.21%	10.53%	10.87%	7.69%	3.70%	8.73%
EBITDA	8,829	9,034	7,263	6,210	8,250	5,972
EBITDA Margin	12.67%	13.15%	11.40%	10.59%	11.78%	10.13%
D&A For EBITDA	-19	242	246	233	275	236
EBIT	8,848	8,792	7,017	5,977	7,975	5,736
EBIT Margin	12.69%	12.79%	11.01%	10.19%	11.38%	9.73%
Effective Tax Rate	26.36%	26.71%	26.96%	20.02%	25.89%	24.52%
Revenue as Reported	-	-	-	-	69,867	59,001

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.