LON:0QQZ Income Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	578.05	780.64	712.52	382.04	342.01
Interest Income on Investments	26.4	21.49	18.26	14.16	12.88
Total Interest Income	604.45	802.13	730.78	396.21	354.89
Interest Paid on Deposits	235.69	453.77	355.58	82.28	51.41
Net Interest Income	368.76	348.36	375.2	313.93	303.48
Net Interest Income Growth (YoY)	5.86%	-7.15%	19.52%	3.44%	-2.04%
Income From Trading Activities	50.29	45.2	42.66	39.36	43.41
Gain (Loss) on Sale of Assets	-	0.9	2.06	-	-
Gain (Loss) on Sale of Investments	-15.02	-13.19	-17.77	-15.64	-16.17
Gain (Loss) on Sale of Equity Investments	-	3.84	3.81	3.18	3.3
Other Non-Interest Income	196.01	177.6	159.45	149.09	163.08
Total Non-Interest Income	231.28	216.45	192.25	178	195.63
Non-Interest Income Growth (YoY)	6.85%	12.59%	8.01%	-9.01%	11.91%
Revenues Before Loan Losses	600.04	564.81	567.44	491.92	499.11
Provision for Loan Losses	10.38	16.3	4.54	-3.1	-3.57
Revenue	589.66	548.51	562.91	495.02	502.68
Revenue Growth (YoY)	7.50%	-2.56%	13.71%	-1.52%	3.27%
Salaries and Employee Benefits	205.72	189.03	182.72	180.25	177.48
Selling, General & Administrative	115.64	112.75	107.99	96.49	99.7
Other Non-Interest Expense	2.14	-7.14	29.47	1.58	15.34
Total Non-Interest Expense	323.49	294.63	320.18	278.32	292.51
EBT Excluding Unusual Items	266.17	253.87	242.73	216.7	210.17
Other Unusual Items	0.4	-0.04	0.13	0.01	4.87
Pretax Income	266.57	253.83	242.86	216.71	215.04
Income Tax Expense	39.59	38.75	35.66	32.96	33.79
Net Income	226.98	215.08	207.2	183.76	181.25
Net Income to Common	226.98	215.08	207.2	183.76	181.25
Net Income Growth	5.53%	3.80%	12.76%	1.39%	8.39%
Basic Shares Outstanding	-	6	6	6	6
Diluted Shares Outstanding	-	6	6	6	6
Shares Change (YoY)	-	-0.01%	0.01%	-0.01%	-0.03%
EPS (Basic)	-	35.95	34.63	30.71	30.29
EPS (Diluted)	-	35.95	34.63	30.71	30.29
EPS Growth	-	3.82%	12.75%	1.40%	8.44%
Dividend Per Share	-	19.000	19.000	17.000	17.000
Dividend Growth	-	-	11.77%	-	6.25%
Effective Tax Rate	14.85%	15.27%	14.68%	15.21%	15.72%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.