Glarner Kantonalbank Cash Flow Statement

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	24.29	26	25.29	24.46	25.93
Depreciation & Amortization	1.42	5.68	5.74	5.87	4.22
Other Amortization	3.32	-	-	-	-
Provision for Credit Losses	2.47	-1.11	-9.91	-8.49	0.91
Change in Trading Asset Securities	-13.63	4.31	-7.75	8.62	-3.47
Change in Other Net Operating Assets	-401.48	-157.53	-651.65	-407.95	-291.99
Other Operating Activities	-0.89	2.34	-1.03	-2.25	-0.05
Operating Cash Flow	-384.5	-120.31	-639.32	-379.73	-264.44
Capital Expenditures	-3.35	-3.35	-4.83	-0.77	-
Investment in Securities	123.65	219.44	-334.71	4.69	-0
Purchase / Sale of Intangibles	-	-	-	-6.63	-6
Investing Cash Flow	119.99	216.01	-339.54	-2.71	-6
Short-Term Debt Issued	455.47	-	71.82	-	-
Long-Term Debt Issued	144.6	462.59	489.61	396.74	157.85
Total Debt Issued	600.07	462.59	561.43	396.74	157.85
Short-Term Debt Repaid	-	-125.95	-	-162.66	-
Long-Term Debt Repaid	-43.36	-	-10	-42.04	-64.51
Total Debt Repaid	-43.36	-125.95	-10	-204.7	-64.51
Net Debt Issued (Repaid)	556.72	336.64	551.43	192.04	93.34
Issuance of Common Stock	-	-	-	35.34	-
Common Dividends Paid	-14.85	-14.85	-12.9	-13.15	-13.15
Net Increase (Decrease) in Deposit Accounts	-53.27	-193.24	299.76	406.48	541.55
Other Financing Activities	-	-	-0.35	-	-
Financing Cash Flow	488.6	128.56	837.94	620.71	621.74
Net Cash Flow	224.08	224.26	-140.92	238.27	351.29
Free Cash Flow	-387.85	-123.66	-644.15	-380.5	-264.44
Free Cash Flow Margin	-393.79%	-121.02%	-718.60%	-419.32%	-317.15%
Free Cash Flow Per Share	-27.36	-8.91	-47.72	-28.18	-19.59

Source: S&P Global Market Intelligence. Banks template. Financial Sources.