National Bank of Greece Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan '26 Jan 27, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	11,971	5,773	4,992	3,040	2,252	1,852
Market Cap Growth	95.22%	15.65%	64.21%	34.98%	21.63%	-20.88%
Last Close Price	13.26	6.09	4.99	2.96	2.14	1.75
PE Ratio	12.96	6.03	5.20	3.06	3.09	62.63
PS Ratio	5.25	2.58	2.28	1.62	1.46	1.44
PB Ratio	1.52	0.83	0.75	0.53	0.47	0.41
P/FCF Ratio	-	-	-	171.37	1.33	0.33
P/OCF Ratio	221.21	-	-	16.09	1.22	0.32
Debt / Equity Ratio	0.65	0.72	0.91	2.09	3.22	3.34
Debt / FCF Ratio	-	-	-	676.85	9.20	2.74
Return on Equity (ROE)	12.26%	14.42%	15.70%	14.57%	14.44%	7.74%
Return on Assets (ROA)	1.41%	1.55%	1.45%	1.10%	0.97%	0.57%
Earnings Yield	7.71%	16.59%	19.23%	32.68%	32.33%	1.60%
FCF Yield	-1.46%	-45.19%	-124.78%	0.58%	75.37%	300.20%
Dividend Yield	3.77%	6.04%	6.26%	-	-	-
Payout Ratio	38.28%	28.67%	-	-	-	-
Buyback Yield / Dilution	0.29%	0.26%	0.01%	-0.01%	-0.01%	-0.00%
Total Shareholder Return	4.06%	6.30%	6.27%	-0.01%	-0.01%	-0.00%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.