SJF Bank Statistics
Total Valuation
SJF Bank has a market cap or net worth of GBP 731.91 million.
| Market Cap | 731.91M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Friday, February 6, 2026.
| Earnings Date | Feb 6, 2026 |
| Ex-Dividend Date | Mar 7, 2025 |
Share Statistics
| Current Share Class | 16.31M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +6.77% |
| Shares Change (QoQ) | +38.12% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 1.69% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 10.25.
| PE Ratio | 10.25 |
| Forward PE | n/a |
| PS Ratio | 3.54 |
| PB Ratio | 1.22 |
| P/TBV Ratio | 1.24 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -1.06 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.29%.
| Return on Equity (ROE) | 12.29% |
| Return on Assets (ROA) | 1.82% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.77% |
| Revenue Per Employee | 349,547 |
| Profits Per Employee | 120,878 |
| Employee Count | 591 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, SJF Bank has paid 18.65 million in taxes.
| Income Tax | 18.65M |
| Effective Tax Rate | 20.70% |
Stock Price Statistics
The stock price has increased by +46.83% in the last 52 weeks. The beta is 0.22, so SJF Bank's price volatility has been lower than the market average.
| Beta (5Y) | 0.22 |
| 52-Week Price Change | +46.83% |
| 50-Day Moving Average | 360.41 |
| 200-Day Moving Average | 307.99 |
| Relative Strength Index (RSI) | 64.73 |
| Average Volume (20 Days) | 471 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, SJF Bank had revenue of GBP 206.58 million and earned 71.44 million in profits. Earnings per share was 3.97.
| Revenue | 206.58M |
| Gross Profit | 206.58M |
| Operating Income | 88.48M |
| Pretax Income | 90.09M |
| Net Income | 71.44M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 3.97 |
Balance Sheet
The company has 754.89 million in cash and 323.69 million in debt, with a net cash position of 431.20 million.
| Cash & Cash Equivalents | 754.89M |
| Total Debt | 323.69M |
| Net Cash | 431.20M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 600.93M |
| Book Value Per Share | 26.60 |
| Working Capital | -2.35B |
Cash Flow
In the last 12 months, operating cash flow was -262.24 million and capital expenditures -43.62 million, giving a free cash flow of -305.86 million.
| Operating Cash Flow | -262.24M |
| Capital Expenditures | -43.62M |
| Free Cash Flow | -305.86M |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 42.83% |
| Pretax Margin | 43.61% |
| Profit Margin | 34.58% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of 1.13, which amounts to a dividend yield of 0.29%.
| Dividend Per Share | 1.13 |
| Dividend Yield | 0.29% |
| Dividend Growth (YoY) | 23.26% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 36.02% |
| Buyback Yield | -6.77% |
| Shareholder Yield | -6.47% |
| Earnings Yield | 9.76% |
| FCF Yield | -41.79% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |