VP Bank AG Balance Sheet

Financials in millions CHF. Fiscal year is January - December.

Millions CHF. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	2,455	1,300	2,161	2,685	2,876	3,205
Investment Securities	2,242	2,420	2,554	2,617	2,459	2,384
Trading Asset Securities	36.58	87.22	42.17	58.71	57.36	79.78
Total Investments	2,278	2,507	2,596	2,675	2,517	2,464
Gross Loans	5,939	5,966	5,489	5,782	6,264	6,312
Allowance for Loan Losses	-	-25.01	-21.87	-23.1	-26.67	-30.1
Net Loans	5,939	5,941	5,468	5,759	6,237	6,282
Property, Plant & Equipment	61.16	63.99	75.12	81.17	92.31	103.76
Goodwill	-	18.37	18.37	18.37	18.37	17.59
Other Intangible Assets	66.33	51.27	59.82	72.28	65.74	49.09
Investments in Real Estate	-	2.52	3.34	3.15	2.88	4.4
Accrued Interest Receivable	40.46	41.88	57.28	45.33	34.78	32.43
Other Receivables	499.49	635.39	981.35	1,271	1,335	1,293
Other Current Assets	-	-	-	0.24	-	-
Long-Term Deferred Tax Assets	14.45	14.92	11.83	8.3	7.59	10.17
Other Long-Term Assets	29.32	58.43	18.25	12.66	10.62	61.66
Total Assets	11,383	10,636	11,450	12,631	13,196	13,523
Accrued Expenses	37.78	55.47	63.18	50.67	70.73	92.78
Interest Bearing Deposits	9,384	3,263	2,983	2,300	1,474	1,754
Non-Interest Bearing Deposits	-	5,685	6,522	8,533	9,985	9,757
Total Deposits	9,384	8,948	9,505	10,834	11,459	11,512
Short-Term Borrowings	563.23	195.57	397.53	268.32	153.2	354.8
Current Portion of Long-Term Debt	-	9.78	104.91	11.32	20.83	136.91
Current Portion of Leases	4.62	5	4.88	5.54	5.74	5.75
Current Income Taxes Payable	3.01	5.25	5.42	5.78	10.97	12.21
Other Current Liabilities	42.97	89.29	43.35	52.03	81.67	66.38
Long-Term Debt	207.05	194.7	203.13	284.95	288.3	294.45
Long-Term Leases	7.14	9.86	13.55	15.13	19.84	23.24
Long-Term Deferred Tax Liabilities	2.64	2.32	1.5	1.3	0.86	0.14
Other Long-Term Liabilities	3.77	3.07	0.22	0.24	-	-
Total Liabilities	10,256	9,519	10,343	11,529	12,111	12,498
Common Stock	66.15	66.15	66.15	66.15	66.15	66.15
Retained Earnings	1,149	1,145	1,157	1,144	1,134	1,108
Treasury Stock	-40.93	-44.91	-49.22	-53.22	-56.79	-61.07
Comprehensive Income & Other	-47.1	-49.28	-67.03	-54.53	-57.89	-87.77
Shareholders' Equity	1,127	1,117	1,107	1,102	1,086	1,025
Total Liabilities & Equity	11,383	10,636	11,450	12,631	13,196	13,523
Total Debt	782.03	414.9	724	585.25	487.9	815.14
Net Cash (Debt)	1,709	972.41	1,479	2,158	2,445	2,470
Net Cash Growth	4.31%	-34.24%	-31.48%	-11.74%	-1.00%	-4.21%
Net Cash Per Share	274.16	156.51	239.50	351.50	400.82	407.49
Filing Date Shares Outstanding	6.24	6.2	6.16	6.13	6.09	6.05
Total Common Shares Outstanding	6.24	6.2	6.16	6.13	6.09	6.05
Book Value Per Share	180.51	179.99	179.63	179.92	178.21	169.41
Tangible Book Value	1,061	1,047	1,029	1,011	1,001	958.38
Tangible Book Value Per Share	169.89	168.77	166.94	165.12	164.40	158.39

Source: S&P Global Market Intelligence. Banks template. Financial Sources.