VP Bank AG Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 12, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	507	423	503	482	476	561
Market Cap Growth	13.98%	-15.87%	4.22%	1.26%	-15.00%	-22.45%
Last Close Price	81.24	64.66	72.65	-	-	-
PE Ratio	15.44	25.98	12.20	13.38	11.61	16.27
PS Ratio	1.61	1.46	1.51	1.59	1.77	2.26
PB Ratio	0.49	0.43	0.49	0.49	0.54	0.66
P/FCF Ratio	8.68	-	-	4.67	-	-
P/OCF Ratio	7.24	-	-	3.64	-	-
Debt / Equity Ratio	0.69	0.37	0.65	0.53	0.45	0.80
Debt / FCF Ratio	12.30	-	-	5.08	-	-
Return on Equity (ROE)	3.20%	1.66%	4.00%	3.67%	4.80%	4.06%
Return on Assets (ROA)	0.31%	0.17%	0.37%	0.31%	0.38%	0.31%
Earnings Yield	6.48%	3.85%	8.20%	7.47%	8.61%	6.15%
FCF Yield	11.52%	-211.38%	-72.06%	21.43%	-21.26%	-39.40%
Dividend Yield	4.22%	5.45%	6.42%	-	-	-
Payout Ratio	69.58%	167.24%	69.40%	76.01%	47.97%	79.68%
Buyback Yield / Dilution	-0.74%	-0.63%	-0.57%	-0.64%	-0.65%	-0.04%
Total Shareholder Return	3.49%	4.82%	5.85%	-0.64%	-0.65%	-0.04%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.