VP Bank AG (LON:0RG7)

VP Bank AG Statistics

Total Valuation

VP Bank AG has a market cap or net worth of GBP 506.53 million.

Market Cap	506.53M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, March 3, 2026.

Earnings Date	Mar 3, 2026
Ex-Dividend Date	Apr 29, 2025

Share Statistics

Current Share Class	5.68M
Shares Outstanding	n/a
Shares Change (YoY)	+0.74%
Shares Change (QoQ)	+0.39%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	31.68%
Float	5.68M

Valuation Ratios

The trailing PE ratio is 15.44 and the forward PE ratio is 11.73.

PE Ratio	15.44
Forward PE	11.73
PS Ratio	1.61
PB Ratio	0.49
P/TBV Ratio	0.52
P/FCF Ratio	8.68
P/OCF Ratio	7.24
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	12.30
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.20%.

Return on Equity (ROE)	3.20%
Return on Assets (ROA)	0.31%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.41%
Revenue Per Employee	340,390
Profits Per Employee	35,474
Employee Count	925
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, VP Bank AG has paid 4.78 million in taxes.

Income Tax	4.78M
Effective Tax Rate	12.70%

Stock Price Statistics

The stock price has increased by +5.56% in the last 52 weeks. The beta is 0.29, so VP Bank AG's price volatility has been lower than the market average.

Beta (5Y)	0.29
52-Week Price Change	+5.56%
50-Day Moving Average	83.91
200-Day Moving Average	82.36
Relative Strength Index (RSI)	53.77
Average Volume (20 Days)	274

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, VP Bank AG had revenue of GBP 314.86 million and earned 32.81 million in profits. Earnings per share was 5.26.

Revenue	314.86M
Gross Profit	314.86M
Operating Income	46.32M
Pretax Income	37.59M
Net Income	32.81M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	5.26

Balance Sheet

The company has 2.29 billion in cash and 717.74 million in debt, with a net cash position of 1.57 billion.

Cash & Cash Equivalents	2.29B
Total Debt	717.74M
Net Cash	1.57B
Net Cash Per Share	n/a
Equity (Book Value)	1.03B
Book Value Per Share	165.67
Working Capital	-6.43B

Cash Flow

In the last 12 months, operating cash flow was 69.97 million and capital expenditures -11.60 million, giving a free cash flow of 58.37 million.

Operating Cash Flow	69.97M
Capital Expenditures	-11.60M
Free Cash Flow	58.37M
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	14.71%
Pretax Margin	11.94%
Profit Margin	10.42%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	18.54%

Dividends & Yields

This stock pays an annual dividend of 3.62, which amounts to a dividend yield of 4.22%.

Dividend Per Share	3.62
Dividend Yield	4.22%
Dividend Growth (YoY)	-16.78%
Years of Dividend Growth	n/a
Payout Ratio	69.58%
Buyback Yield	-0.74%
Shareholder Yield	3.49%
Earnings Yield	6.48%
FCF Yield	11.52%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4