ING Groep Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 29, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	62,273	60,790	38,811	39,521	36,192	39,150
Market Cap Growth	51.38%	56.63%	-1.79%	9.20%	-7.56%	46.63%
Last Close Price	21.56	20.76	11.61	10.12	8.19	7.57
PE Ratio	11.28	11.01	8.80	11.00	3.37	7.83
PS Ratio	3.29	3.21	2.34	2.58	1.39	2.39
PB Ratio	1.40	1.37	0.87	0.82	0.72	0.88
P/FCF Ratio	-	-	-	3.89	-	-
P/OCF Ratio	-	-	-	3.81	-	-
Debt / Equity Ratio	4.44	4.44	4.43	3.97	3.45	3.24
Debt / FCF Ratio	-	-	-	18.87	-	-
Return on Equity (ROE)	12.62%	12.62%	10.23%	7.77%	22.27%	11.21%
Return on Assets (ROA)	0.64%	0.64%	0.56%	0.45%	1.27%	0.64%
Earnings Yield	8.86%	9.08%	11.37%	9.09%	29.72%	12.77%
FCF Yield	-	-	-119.64%	25.70%	-23.10%	-72.73%
Dividend Yield	4.37%	4.56%	7.55%	9.48%	6.05%	9.87%
Payout Ratio	-	-	72.72%	71.67%	25.51%	39.36%
Buyback Yield / Dilution	7.57%	7.56%	9.44%	1.63%	6.85%	0.27%
Total Shareholder Return	11.94%	12.13%	16.99%	11.11%	12.90%	10.14%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.