B2 Impact ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	490	277	363	326	573	309
Depreciation & Amortization	99	91	96	84	86	108
Other Amortization	98	141	87	67	-	-
Gain on Sale of Loans & Receivables	2,291	2,251	2,899	2,322	2,714	2,743
Loss (Gain) From Sale of Investments	145	145	22	-92	-62	-
Asset Writedown & Restructuring Costs	91	91	12	100	3	6
Loss (Gain) on Equity Investments	-97	-116	-222	-100	-99	-45
Change in Other Net Operating Assets	107	203	176	-135	-39	10
Other Operating Activities	1,245	675	1,028	570	329	62
Operating Cash Flow	4,469	3,758	4,493	3,142	3,505	3,193
Operating Cash Flow Growth	1.41%	-16.36%	43.00%	-10.36%	9.77%	-11.53%
Capital Expenditures	-41	-34	-67	-27	-50	-45
Cash Acquisitions	-21	-	-	-11	86	42
Divestitures	-	7	310	1	-	-
Investment in Securities	-	-	-	294	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-3,171	-1,849	-2,584	-2,157	-1,192	-1,756
Other Investing Activities	-1	-	-	-	1	-1
Investing Cash Flow	-3,234	-1,876	-2,341	-1,900	-1,155	-1,760
Long-Term Debt Issued	-	26,053	20,119	23,462	16,605	15,577
Long-Term Debt Repaid	-	-27,219	-20,992	-22,935	-18,305	-16,329
Net Debt Issued (Repaid)	2,172	-1,166	-873	527	-1,700	-752
Issuance of Common Stock	5	-	-	1	-	-
Repurchase of Common Stock	-	-5	-122	-175	-31	-
Common Dividends Paid	-774	-479	-77	-168	-61	-
Other Financing Activities	-2,944	-1,186	-1,005	-577	-593	-737
Financing Cash Flow	-1,541	-2,836	-2,077	-392	-2,385	-1,489
Foreign Exchange Rate Adjustments	-	44	60	38	-9	-2
Net Cash Flow	-306	-910	135	888	-44	-58
Free Cash Flow	4,428	3,724	4,426	3,115	3,455	3,148
Free Cash Flow Growth	1.42%	-15.86%	42.09%	-9.84%	9.75%	-11.50%
Free Cash Flow Margin	161.84%	147.78%	169.06%	111.61%	138.37%	132.44%
Free Cash Flow Per Share	11.84	10.05	11.45	7.83	8.40	7.67
Cash Interest Paid	758	884	932	418	582	736
Cash Income Tax Paid	168	103	144	144	153	112

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.