Banco BPM S.p.A. (LON:0RLA)

Banco BPM Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	12,125	18,303	13,138	29,159	9,417
Investment Securities	60,381	36,769	22,495	18,952	19,109
Trading Asset Securities	9,319	5,738	6,252	4,988	7,704
Total Investments	69,699	42,506	28,747	23,939	26,813
Gross Loans	99,727	128,914	136,606	129,009	132,916
Allowance for Loan Losses	-	-2,349	-2,868	-3,600	-4,760
Net Loans	99,727	126,565	133,738	125,408	128,156
Property, Plant & Equipment	2,514	2,036	2,079	2,172	2,392
Goodwill	-	56.71	56.71	54.86	51.1
Other Intangible Assets	1,257	1,201	1,198	1,159	1,168
Investments in Real Estate	-	822.19	955.28	1,106	1,160
Accrued Interest Receivable	-	131.54	32.5	36.44	55.12
Other Receivables	6,735	4,383	3,311	2,188	1,418
Restricted Cash	-	930.78	1,298	10,037	7,816
Other Current Assets	444.53	468.69	195.79	229.97	72.82
Long-Term Deferred Tax Assets	-	3,850	4,320	4,294	4,467
Other Long-Term Assets	5,708	878.88	737.95	705.28	698.95
Total Assets	198,209	202,132	189,808	200,489	183,685
Accounts Payable	-	226.28	197.18	233.92	246.95
Accrued Expenses	-	681.83	541.9	619.84	681.17
Interest Bearing Deposits	102,757	1,642	2,565	2,265	2,655
Non-Interest Bearing Deposits	-	98,807	103,662	104,460	99,012
Total Deposits	102,757	100,449	106,226	106,725	101,666
Short-Term Borrowings	-	7,153	8,537	7,829	8,811
Current Portion of Leases	-	112.15	111.33	147.89	137.5
Current Income Taxes Payable	471.78	63.34	1.61	8.89	5.67
Other Current Liabilities	1.22	20,650	8,997	12,940	10,662
Long-Term Debt	29,724	43,586	44,989	54,877	44,836
Long-Term Leases	646.21	561.36	516.59	525.99	622.78
Pension & Post-Retirement Benefits	-	337.94	357.79	445.18	503.15
Long-Term Deferred Tax Liabilities	-	390.59	266.26	293.92	458.9
Other Long-Term Liabilities	50,004	13,883	6,050	2,746	2,827
Total Liabilities	183,605	188,094	176,792	187,393	171,458
Common Stock	14,604	7,100	7,100	7,100	7,100
Retained Earnings	-	5,458	4,656	4,239	3,813
Treasury Stock	-	-22.94	-18.27	-8.16	-14
Comprehensive Income & Other	-	1,503	1,278	1,764	1,327
Total Common Equity	14,604	14,038	13,016	13,095	12,225
Minority Interest	0.07	0.07	0.72	1.11	1.89
Shareholders' Equity	14,604	14,038	13,016	13,096	12,227
Total Liabilities & Equity	198,209	202,132	189,808	200,489	183,685
Total Debt	30,371	51,412	54,153	63,380	54,407
Net Cash (Debt)	-8,927	-21,463	-31,974	-25,126	-32,873
Net Cash Per Share	-5.95	-14.23	-21.19	-16.63	-21.78
Filing Date Shares Outstanding	1,501	1,507	1,507	1,512	1,509
Total Common Shares Outstanding	1,501	1,508	1,509	1,512	1,509
Book Value Per Share	9.73	9.31	8.63	8.66	8.10
Tangible Book Value	13,347	12,781	11,761	11,881	11,007
Tangible Book Value Per Share	8.89	8.47	7.79	7.86	7.29

Source: S&P Capital IQ. Banks template. Financial Sources.