Banco BPM S.p.A. (LON:0RLA)

Banco BPM Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	12,131	18,303	13,138	29,159	9,417
Investment Securities	39,225	36,769	22,495	18,952	19,109
Trading Asset Securities	7,044	5,265	6,252	4,988	7,704
Total Investments	46,269	42,034	28,747	23,939	26,813
Gross Loans	127,233	129,385	136,606	129,009	132,916
Allowance for Loan Losses	-1,732	-2,347	-2,868	-3,600	-4,760
Net Loans	125,501	127,038	133,738	125,408	128,156
Property, Plant & Equipment	2,037	2,036	2,079	2,172	2,392
Goodwill	56.71	56.71	56.71	54.86	51.1
Other Intangible Assets	1,200	1,197	1,198	1,159	1,168
Investments in Real Estate	477.18	822.19	955.28	1,106	1,160
Accrued Interest Receivable	90.07	131.49	32.5	36.44	55.12
Other Receivables	4,913	4,383	3,311	2,188	1,418
Restricted Cash	1,014	930.78	1,298	10,037	7,816
Other Current Assets	444.53	468.69	195.79	229.97	72.82
Long-Term Deferred Tax Assets	3,119	3,850	4,320	4,294	4,467
Other Long-Term Assets	956.75	849.72	737.95	705.28	698.95
Total Assets	198,209	202,099	189,808	200,489	183,685
Accounts Payable	216.85	226.28	197.18	233.92	246.95
Accrued Expenses	994.01	647.03	541.9	619.84	681.17
Interest Bearing Deposits	2,718	1,642	2,565	2,265	2,655
Non-Interest Bearing Deposits	99,217	98,807	103,662	104,460	99,012
Total Deposits	101,936	100,449	106,226	106,725	101,666
Short-Term Borrowings	6,759	7,654	8,537	7,829	8,811
Current Portion of Leases	109.27	112.15	111.33	147.89	137.5
Current Income Taxes Payable	41.69	63.34	1.61	8.89	5.67
Other Current Liabilities	22,230	20,647	8,997	12,940	10,662
Long-Term Debt	34,051	43,088	44,989	54,877	44,836
Long-Term Leases	539.45	561.36	516.59	525.99	622.78
Pension & Post-Retirement Benefits	321.25	337.94	357.79	445.18	503.15
Long-Term Deferred Tax Liabilities	430.09	390.59	266.26	293.92	458.9
Other Long-Term Liabilities	15,976	13,885	6,050	2,746	2,827
Total Liabilities	183,605	188,061	176,792	187,393	171,458
Common Stock	7,100	7,100	7,100	7,100	7,100
Retained Earnings	5,531	5,458	4,656	4,239	3,813
Treasury Stock	-66.71	-22.94	-18.27	-8.16	-14
Comprehensive Income & Other	2,040	1,503	1,278	1,764	1,327
Total Common Equity	14,604	14,038	13,016	13,095	12,225
Minority Interest	0.07	0.07	0.72	1.11	1.89
Shareholders' Equity	14,604	14,038	13,016	13,096	12,227
Total Liabilities & Equity	198,209	202,099	189,808	200,489	183,685
Total Debt	41,460	51,415	54,153	63,380	54,407
Net Cash (Debt)	-18,965	-21,938	-31,974	-25,126	-32,873
Net Cash Per Share	-12.60	-14.55	-21.19	-16.63	-21.78
Filing Date Shares Outstanding	1,504	1,507	1,507	1,512	1,509
Total Common Shares Outstanding	1,501	1,508	1,509	1,512	1,509
Book Value Per Share	9.73	9.31	8.63	8.66	8.10
Tangible Book Value	13,347	12,785	11,761	11,881	11,007
Tangible Book Value Per Share	8.89	8.48	7.79	7.86	7.29

Source: S&P Global Market Intelligence. Banks template. Financial Sources.