UniCredit S.p.A. (LON:0RLS)

UniCredit Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	41,442	61,111	111,899	107,533	117,130
Investment Securities	183,118	136,338	123,623	136,617	166,012
Trading Asset Securities	54,732	56,759	61,529	86,692	82,329
Total Investments	237,850	193,097	185,152	223,309	248,341
Gross Loans	469,056	497,220	517,960	514,326	491,419
Allowance for Loan Losses	-	-10,351	-11,886	-13,949	-16,826
Net Loans	469,056	486,869	506,074	500,377	474,593
Property, Plant & Equipment	8,794	7,224	7,781	7,976	8,220
Goodwill	38	-	-	-	-
Other Intangible Assets	2,191	2,272	2,354	2,234	2,117
Investments in Real Estate	-	864	901	986	1,092
Accrued Interest Receivable	-	848	863	722	723
Other Receivables	10,273	7,921	5,027	4,062	3,233
Restricted Cash	-	7,809	19,415	50,948	57,875
Other Current Assets	394	487	628	2,527	2,126
Long-Term Deferred Tax Assets	-	10,749	11,849	11,726	11,361
Other Real Estate Owned & Foreclosed	-	540	810	548	627
Other Long-Term Assets	13,966	5,183	5,020	4,279	4,018
Total Assets	784,004	784,974	857,773	917,227	931,456
Accounts Payable	-	990	1,275	1,282	991
Accrued Expenses	-	5,946	5,439	6,683	5,373
Interest Bearing Deposits	567,408	128,047	175,944	176,640	176,781
Non-Interest Bearing Deposits	-	381,312	414,584	431,010	406,968
Total Deposits	567,408	509,359	590,528	607,650	583,749
Short-Term Borrowings	23,215	38,464	54,361	80,563	116,180
Current Portion of Leases	-	360	353	378	380
Current Income Taxes Payable	1,708	1,191	1,142	627	792
Accrued Interest Payable	-	228	209	73	109
Other Current Liabilities	-	28,961	12,113	15,811	13,505
Long-Term Debt	90,709	120,785	113,580	123,810	131,676
Long-Term Leases	-	1,344	1,495	1,684	1,938
Pension & Post-Retirement Benefits	-	3,418	3,330	5,262	6,269
Long-Term Deferred Tax Liabilities	-	292	564	596	566
Other Long-Term Liabilities	38,123	9,393	9,887	10,158	9,986
Total Liabilities	721,163	720,731	794,276	854,577	871,514
Common Stock	52,722	21,278	21,220	21,133	21,060
Additional Paid-In Capital	-	23	2,516	5,446	9,386
Retained Earnings	-	34,971	30,180	25,010	20,670
Treasury Stock	-	-1,727	-	-200	-3
Comprehensive Income & Other	9,719	9,534	9,423	10,796	8,394
Total Common Equity	62,441	64,079	63,339	62,185	59,507
Minority Interest	400	164	158	465	435
Shareholders' Equity	62,841	64,243	63,497	62,650	59,942
Total Liabilities & Equity	784,004	784,974	857,773	917,227	931,456
Total Debt	113,924	160,953	169,789	206,435	250,174
Net Cash (Debt)	-17,750	6,136	49,944	33,007	19,289
Net Cash Growth	-	-87.71%	51.31%	71.12%	-
Net Cash Per Share	-10.48	3.32	23.91	14.76	8.66
Filing Date Shares Outstanding	1,828	1,712	1,935	2,211	2,237
Total Common Shares Outstanding	1,828	1,712	1,935	2,211	2,237
Book Value Per Share	34.16	37.42	32.73	28.12	26.60
Tangible Book Value	60,212	61,807	60,985	59,951	57,390
Tangible Book Value Per Share	32.94	36.09	31.51	27.11	25.65

Source: S&P Capital IQ. Banks template. Financial Sources.