The Bank of Nova Scotia Cash Flow Statement

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Net Income	7,789	7,758	7,338	9,916	9,624
Depreciation & Amortization	776	802	958	846	872
Other Amortization	828	958	862	685	639
Gain (Loss) on Sale of Assets	1,386	136	-367	233	9
Gain (Loss) on Sale of Investments	-71	295	56	-74	-419
Provision for Credit Losses	4,714	4,051	3,422	1,382	1,808
Change in Trading Asset Securities	-20,462	-11,370	-2,689	37,501	-33,995
Change in Other Net Operating Assets	-7,000	14,075	-1,312	-130,342	-70,758
Other Operating Activities	-1,493	-52	4,117	1,149	1,176
Operating Cash Flow	-14,126	16,468	12,246	-78,962	-91,376
Operating Cash Flow Growth	-	34.48%	-	-	-
Capital Expenditures	-347	-489	-442	-571	-462
Cash Acquisitions	-2,637	-	-	-549	-717
Investment in Securities	5,015	-5,930	-29,582	-8,823	16,500
Income (Loss) Equity Investments	-608	-198	-153	-268	-339
Divestitures	-	-	895	-	-
Other Investing Activities	-463	-1,031	-911	-1,350	-624
Investing Cash Flow	1,568	-7,450	-30,040	-11,293	14,697
Long-Term Debt Issued	-	1,000	1,447	3,356	-
Long-Term Debt Repaid	-548	-3,553	-403	-1,598	-1,094
Net Debt Issued (Repaid)	-548	-2,553	1,044	1,758	-1,094
Issuance of Common Stock	210	1,945	1,402	137	268
Repurchase of Common Stock	-895	-	-	-2,873	-
Preferred Stock Issued	2,848	1,004	-	2,523	2,003
Preferred Share Repurchases	-1,688	-300	-	-500	-1,259
Common Dividends Paid	-5,369	-5,198	-5,003	-4,858	-4,371
Preferred Dividends Paid	-506	-472	-419	-260	-233
Total Dividends Paid	-5,875	-5,670	-5,422	-5,118	-4,604
Net Increase (Decrease) in Deposit Accounts	19,533	-816	19,478	95,905	78,569
Other Financing Activities	-360	-3,264	210	-506	1,909
Financing Cash Flow	13,225	-9,654	16,712	91,326	75,792
Foreign Exchange Rate Adjustments	183	-131	190	301	-543
Net Cash Flow	850	-767	-892	1,372	-1,430
Free Cash Flow	-14,473	15,979	11,804	-79,533	-91,838
Free Cash Flow Growth	-	35.37%	-	-	-
Free Cash Flow Margin	-45.74%	54.20%	40.48%	-266.88%	-312.00%
Free Cash Flow Per Share	-11.60	12.97	9.80	-65.84	-74.97
Cash Interest Paid	37,197	42,273	34,731	13,336	8,766
Cash Income Tax Paid	3,580	1,985	2,139	3,503	2,693

Source: S&P Global Market Intelligence. Banks template. Financial Sources.