LON:0UNI Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 31, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Cash & Equivalents	47,767	44,003	48,064	55,718	63,861	56,997
Securities and Investments	285,930	283,235	254,345	211,348	175,879	161,401
Short-Term Interbank Lending and Reverse Repurchase Agreements	109,747	108,392	100,749	94,835	84,539	79,940
Trading Assets	38,213	38,352	36,435	33,243	43,035	35,912
Gross Loans	592,491	589,504	558,292	529,337	517,083	451,921
Net Loans	592,491	589,504	558,292	529,337	517,083	451,921
Net Property, Plant & Equipment	3,429	3,443	3,359	3,251	3,377	3,286
Accrued Interest and Accounts Receivable	-	-	-	10,816	11,574	10,958
Other Intangible Assets	2,867	2,894	2,830	2,742	2,592	2,029
Goodwill	5,346	5,475	5,443	5,425	5,348	4,954
Long-Term Investments	805	808	785	669	632	658
Other Non-Earning Assets	45,982	40,832	31,683	28,306	35,677	29,627
Total Assets	1,132,577	1,116,938	1,041,985	975,690	943,597	837,683
Interest-bearing deposits	752,847	742,146	708,402	673,892	651,806	578,566
Total Deposits	752,847	742,146	708,402	673,892	651,806	578,566
Short-Term Interbank Borrowing and Repurchase Agreements	210,387	202,051	174,605	144,683	127,790	116,935
Trading Liabilities	62,534	65,655	62,296	59,956	67,624	54,891
Accounts Payable	-	-	-	10,820	11,586	10,961
Long-Term Debt	7,793	7,819	7,465	6,483	6,292	5,539
Other Liabilities	33,404	34,854	30,210	26,693	28,117	24,961
Total Liabilities	1,066,965	1,052,525	982,978	922,527	893,215	791,853
Preferred Stock	7,339	6,369	4,946	4,925	4,923	4,325
Common Stock	16,795	16,845	17,011	16,082	14,726	14,351
Additional Paid-in Capital	252	226	159	109	115	110
Accumulated Other Comprehensive Income	3,345	4,218	3,148	1,463	1,594	1,069
Retained Earnings	37,592	36,471	33,471	30,352	28,823	25,793
Minority Interest	289	284	272	-	-	-
Shareholders' Equity	65,323	64,129	58,735	52,931	50,181	45,648
Total Liabilities & Equity	1,132,577	1,116,938	1,041,985	975,458	943,396	837,501
Total Debt	7,793	7,819	7,465	6,483	6,292	5,539
Net Cash (Debt)	-7,793	-7,819	-7,465	-6,483	-6,292	-5,539
Net Cash Per Share	-8.32	-8.31	-7.93	-7.08	-6.95	-6.15
Book Value	65,323	64,129	58,735	52,931	50,181	45,648
Book Value Per Share	69.74	68.17	62.37	57.77	55.41	50.70
Tangible Book Value	57,110	55,760	50,462	44,764	42,241	38,665
Tangible Book Value Per Share	60.97	59.28	53.59	48.86	46.64	42.94

Updated Jan 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.