Nova Ljubljanska Banka d.d. (LON:55VX)

LON:55VX Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4,040	1,200	962.52	899.99	985.76
Investment Securities	6,320	4,825	4,902	5,230	5,060
Trading Asset Securities	19.6	53.13	57.18	15.33	98.7
Total Investments	6,339	4,878	4,959	5,245	5,159
Gross Loans	17,181	14,217	13,477	11,077	10,093
Allowance for Loan Losses	-358	-328.93	-324.27	-316.17	-372.42
Other Adjustments to Gross Loans	-	-57.81	-23.82	-10.16	-4.13
Net Loans	16,823	13,831	13,129	10,750	9,716
Property, Plant & Equipment	310	278.03	251.32	247.01	249.12
Goodwill	-	3.53	3.53	3.53	3.53
Other Intangible Assets	100.5	58.59	54.71	55.55	58.14
Investments in Real Estate	26.1	31.12	35.64	47.62	54.84
Accrued Interest Receivable	-	7.17	3.39	1.72	1.33
Other Receivables	-	53.44	79.72	56.13	53.29
Restricted Cash	-	5,435	4,537	4,133	3,150
Other Current Assets	-	14.63	25.25	12.48	18.12
Long-Term Deferred Tax Assets	-	111.31	55.53	38.98	31.79
Other Real Estate Owned & Foreclosed	-	27.64	51.59	75.45	76.02
Other Long-Term Assets	397.5	-	-	-	-
Total Assets	28,035	25,942	24,160	21,577	19,566
Accounts Payable	-	22.87	19.61	17.51	20.99
Accrued Expenses	-	80.06	69.11	61.86	55.09
Interest Bearing Deposits	22,342	3,298	2,661	2,337	2,784
Non-Interest Bearing Deposits	-	17,530	17,473	15,376	13,686
Total Deposits	22,342	20,828	20,134	17,713	16,470
Short-Term Borrowings	-	16.76	23.71	42.96	76.65
Current Portion of Long-Term Debt	-	-	-	767.04	37.12
Current Portion of Leases	-	3.02	6.78	5.58	7
Current Income Taxes Payable	-	35.88	12.42	5.88	1
Other Current Liabilities	-	211.31	144.18	85.26	69.28
Long-Term Debt	1,834	1,578	1,097	454.06	500.99
Long-Term Leases	-	25.93	17.06	18.74	19.36
Long-Term Unearned Revenue	-	11.38	11.18	11.37	12.36
Pension & Post-Retirement Benefits	-	17.89	18.03	21.45	20.71
Long-Term Deferred Tax Liabilities	-	1.43	2.57	3.05	4.48
Other Long-Term Liabilities	561	161.11	182.06	153.98	148
Total Liabilities	24,737	22,994	21,738	19,361	17,443
Common Stock	3,226	200	200	200	200
Additional Paid-In Capital	-	871.38	871.38	871.38	871.38
Retained Earnings	-	1,803	1,371	1,018	860.28
Comprehensive Income & Other	-	8.06	-76.4	-10.55	21.13
Total Common Equity	3,226	2,883	2,366	2,079	1,953
Minority Interest	72.1	65.14	56.74	137.39	170.25
Shareholders' Equity	3,298	2,948	2,422	2,216	2,123
Total Liabilities & Equity	28,035	25,942	24,160	21,577	19,566
Total Debt	1,834	1,624	1,145	1,288	641.11
Net Cash (Debt)	2,225	-370.56	-124.93	-373.07	443.35
Net Cash Growth	-	-	-	-	134.24%
Net Cash Per Share	111.26	-18.53	-6.25	-18.65	22.17
Filing Date Shares Outstanding	20	20	20	20	20
Total Common Shares Outstanding	20	20	20	20	20
Book Value Per Share	161.30	144.14	118.28	103.94	97.64
Tangible Book Value	3,126	2,821	2,307	2,020	1,891
Tangible Book Value Per Share	156.28	141.04	115.37	100.98	94.56

Source: S&P Capital IQ. Banks template. Financial Sources.