LON:BVA Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	97,914	99,588	45,049	41,634	29,661	29,331
Market Cap Growth	70.46%	121.07%	8.20%	40.37%	1.13%	22.23%
Last Close Price	16.94	17.45	7.42	6.43	4.31	3.57
PE Ratio	11.10	11.29	5.64	6.25	5.53	8.13
PS Ratio	3.55	3.61	1.73	1.77	1.46	1.88
PB Ratio	1.82	1.85	0.91	0.87	0.66	0.72
P/FCF Ratio	7.94	8.07	-	-	1.53	-
P/OCF Ratio	7.50	7.63	-	-	1.41	-
Debt / Equity Ratio	2.47	2.47	2.35	2.58	2.22	2.18
Debt / FCF Ratio	10.80	10.80	-	-	5.11	-
Net Debt / Equity Ratio	0.07	0.07	0.09	-0.37	-0.36	-0.71
Net Debt / FCF Ratio	0.30	0.30	-0.28	11.04	-0.84	21.00
Return on Equity (ROE)	18.27%	18.27%	18.35%	15.91%	13.62%	10.81%
Return on Assets (ROA)	1.36%	1.36%	1.37%	1.13%	0.98%	0.76%
Earnings Yield	9.01%	9.21%	18.46%	16.71%	19.01%	13.32%
FCF Yield	12.60%	12.39%	-35.59%	-3.86%	65.51%	-4.69%
Dividend Yield	2.64%	4.60%	7.80%	7.42%	8.85%	7.30%
Payout Ratio	39.92%	39.92%	38.92%	35.02%	34.37%	19.90%
Buyback Yield / Dilution	0.36%	0.36%	3.11%	3.80%	3.31%	31.33%
Total Shareholder Return	3.00%	4.96%	10.90%	11.22%	12.16%	38.63%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.