Close Brothers Group Income Statement

Financials in millions GBP. Fiscal year is August - July.

Millions GBP. Fiscal year is Aug - Jul.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 31, 2026	Jul '25 Jul 31, 2025	Jul '24 Jul 31, 2024	Jul '23 Jul 31, 2023	Jul '22 Jul 31, 2022	Jul '21 Jul 31, 2021
Interest Income on Loans	1,059	1,112	1,133	897.5	690	656.8
Interest Paid on Deposits	509.5	542.9	552.5	304.9	112	119.3
Net Interest Income	549.6	568.8	580.7	592.6	578	537.5
Net Interest Income Growth (YoY)	-5.66%	-2.05%	-2.01%	2.53%	7.54%	8.81%
Income From Trading Activities	-	-	-	58.6	81.6	165.2
Other Non-Interest Income	196.8	205.3	214.1	359.2	348.4	319.4
Total Non-Interest Income	196.8	205.3	214.1	417.8	430	484.6
Non-Interest Income Growth (YoY)	12.65%	-4.11%	-48.75%	-2.84%	-11.27%	10.49%
Revenues Before Loan Losses	746.4	774.1	794.8	1,010	1,008	1,022
Provision for Loan Losses	84.2	92.8	116.1	204.1	103.3	89.8
Revenue	662.2	681.3	678.7	806.3	904.7	932.3
Revenue Growth (YoY)	4.32%	0.38%	-15.82%	-10.88%	-2.96%	24.49%
Salaries and Employee Benefits	5	5	4.6	2	4.9	5.7
Occupancy Expenses	78.5	84.6	81.4	77.8	71.9	69.5
Amortization of Goodwill & Intangibles	-	-	-	1.5	2	3
Selling, General & Administrative	461.4	467.4	453.1	613	593.1	586.4
Other Non-Interest Expense	173	216.7	6.9	-	-	-
Total Non-Interest Expense	717.9	773.7	546	694.3	671.9	664.6
EBT Excluding Unusual Items	-55.7	-92.4	132.7	112	232.8	267.7
Asset Writedown	-	-	-	-	-	-11.2
Other Unusual Items	-	-	-	-	-	20.8
Pretax Income	-85.7	-122.4	132.7	112	232.8	265.2
Income Tax Expense	-4.8	4.7	37.4	30.9	67.6	63.1
Earnings From Continuing Operations	-80.9	-127.1	95.3	81.1	165.2	202.1
Earnings From Discontinued Operations	50.4	49.2	5.1	-	-	-
Net Income	-30.5	-77.9	100.4	81.1	165.2	202.1
Preferred Dividends & Other Adjustments	22.3	22.3	11.1	-	-	-
Net Income to Common	-52.8	-100.2	89.3	81.1	165.2	202.1
Net Income Growth	-	-	23.80%	-50.91%	-18.26%	84.57%
Basic Shares Outstanding	150	150	150	149	150	150
Diluted Shares Outstanding	150	150	150	150	150	151
Shares Change (YoY)	-0.07%	-0.07%	0.27%	-0.47%	-0.66%	0.13%
EPS (Basic)	-0.35	-0.67	0.60	0.54	1.10	1.35
EPS (Diluted)	-0.35	-0.67	0.59	0.54	1.10	1.34
EPS Growth	-	-	9.78%	-50.68%	-17.74%	84.28%
Dividend Per Share	-	-	-	0.675	0.660	0.600
Dividend Growth	-	-	-	2.27%	10.00%	50.00%
Effective Tax Rate	-	-	28.18%	27.59%	29.04%	23.79%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.