LON:CBQS Income Statement

Financials in millions QAR. Fiscal year is January - December.

Millions QAR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	9,675	9,453	9,538	7,330	6,012
Interest Paid on Deposits	6,262	6,136	5,670	3,367	2,311
Net Interest Income	3,414	3,317	3,867	3,963	3,702
Net Interest Income Growth (YoY)	2.92%	-14.22%	-2.42%	7.07%	19.40%
Gain (Loss) on Sale of Assets	-	-	-	-	-13.37
Gain (Loss) on Sale of Investments	-14.48	150.15	128.52	-339.24	-255.59
Other Non-Interest Income	1,345	1,208	1,609	1,510	1,384
Total Non-Interest Income	1,330	1,358	1,737	1,171	1,115
Non-Interest Income Growth (YoY)	-2.04%	-21.82%	48.36%	5.02%	179.71%
Revenues Before Loan Losses	4,744	4,675	5,604	5,134	4,816
Provision for Loan Losses	892.87	330.37	990.71	987.61	1,099
Revenue	3,852	4,345	4,614	4,146	3,717
Revenue Growth (YoY)	-11.36%	-5.83%	11.27%	11.55%	39.62%
Salaries and Employee Benefits	773.42	633.21	771.38	595.18	947.02
Occupancy Expenses	234.47	221.58	237.13	232.9	213.35
Amortization of Goodwill & Intangibles	23.06	51.45	66.56	69.29	58.85
Selling, General & Administrative	27	31.37	44.38	32.53	35.31
Other Non-Interest Expense	611.93	591.7	357.95	509.59	278.89
Total Non-Interest Expense	1,263	1,200	1,183	1,217	1,404
EBT Excluding Unusual Items	2,588	3,145	3,431	2,929	2,313
Other Unusual Items	-131.24	-131.76	-334.98	-	-
Pretax Income	2,457	3,014	3,090	2,925	2,313
Income Tax Expense	251.83	-18.41	80.24	114.35	8.61
Earnings From Continuing Operations	2,205	3,032	3,010	2,811	2,304
Minority Interest in Earnings	-	-	-	-	-0
Net Income	2,205	3,032	3,010	2,811	2,304
Preferred Dividends & Other Adjustments	283.72	283.72	283.72	283.72	263.95
Net Income to Common	1,921	2,748	2,727	2,527	2,040
Net Income Growth	-27.28%	0.73%	7.08%	22.00%	77.09%
Basic Shares Outstanding	3,854	3,854	3,848	3,848	4,047
Diluted Shares Outstanding	3,854	3,854	3,848	3,848	4,047
Shares Change (YoY)	-	0.18%	-	-4.93%	-
EPS (Basic)	0.50	0.71	0.71	0.66	0.50
EPS (Diluted)	0.50	0.71	0.71	0.66	0.50
EPS Growth	-30.09%	0.63%	7.88%	30.29%	89.23%
Dividend Per Share	0.300	0.300	0.250	0.250	0.160
Dividend Growth	-	20.00%	-	56.25%	60.00%
Effective Tax Rate	10.25%	-	2.60%	3.91%	0.37%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.